Are you able to suggest a National Westminster Bank approved Harlow conveyancing practice finish our home move within a very limited time frame? Would it be better to use a local Harlow solicitor or a nationwide firm?
We would be happy to suggest some excellent Harlow conveyancing firms. You can also walk up the high street in Harlow. Approach some well established firms and ask to see a conveyancing solicitor for a fee estimate. Explain your deadline together with the reasons and ask for an assurance on speed. Select the one that you are most comfortable with.
Are all Harlow Conveyancing Quality Solicitors on the Barclays conveyancing list of approved solicitors?
A selection of lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
I'm spending time viewing flats in Harlow and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Kent Reliance.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are obtaining a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
I was told four weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Harlow is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up during conveyancing in Harlow?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Harlow. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In what way does the Landlord & Tenant Act 1954 affect my commercial offices in Harlow and how can you help?
The 1954 Act provides security of tenure to business leaseholders, granting the right to make a request to court for a renewal lease and remain in occupation when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Harlow is one of our hundreds of locations in which the firms we work with have offices
Estate agents have just been given the go-ahead to market my 2 bed apartment in Harlow. Conveyancing is yet to be initiated, however I have just received a half-yearly maintenance charge demand – should I leave it to the buyer to sort out?
The sensible thing to do is clear the maintenance contribution as you normally would because all rents and maintenance payments should be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Harlow Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying
How much is the ground rent and service charge? Does the lease have onerous restrictions? Where a Harlow lease has less than eighty years it will have adverse implications on the value of the flat. Check with your bank that they are happy with the length of the lease. A short lease means that you will probably have to extend the lease sooner rather than later and you need to have some idea of how much this will be. For most Harlowlease extensions you will be required to have been the owner of the premises for a couple of years in order to be eligible to extend the lease.