Find a Sawbridgeworth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sawbridgeworth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sawbridgeworth home move at risk of delay or failure.

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Recently asked questions about conveyancing in Sawbridgeworth

Will my conveyancing lawyers need to check that the building insurance when buying a house in Sawbridgeworth. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/12/2018, the requirements read as follows :

What will a local search tell me about the house we're purchasing in Sawbridgeworth?

Sawbridgeworth conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Xpress Legal The local search plays an important role in most Sawbridgeworth conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

How does conveyancing in Sawbridgeworth differ for newly converted properties?

Most buyers of new build premises in Sawbridgeworth contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Sawbridgeworth usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Sawbridgeworth or who has acted in the same development.

What does commercial conveyancing in Sawbridgeworth cover?

Sawbridgeworth conveyancing for business premises incorporates a broad array of services, offered by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

I've recently bought a leasehold house in Sawbridgeworth. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Sawbridgeworth Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

    Make sure you enquire if there are any onerous prohibitions in the lease. By way of example it is fairly common in Sawbridgeworth leases that pets are not allowed in in a block in Sawbridgeworth. If you like the propertyin Sawbridgeworth however your cat can’t make the move with you then you have a very difficult compromise. The answer will be important as a) areas may result in problems for the building as the common areas may begin to deteriorate where maintenance are not paid for b) if the tenants have an issue with the managing agents you will need to know about it

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