I am expecting a mortgage with Nat West. I intend to enlist the help of a Licensed Conveyancer in Sawbridgeworth. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My bid for a property was accepted at auction in Sawbridgeworth. Conveyancing is required. What is next?
Given that you have now exchanged you should instruct a conveyancing solicitor as a matter of priority as you will have a tight a drop dead date to complete the deal. All auction property should have a corresponding auction pack. This will include evidence of title and search results. In the case of leasehold property the conveyancing pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
We have agreed to purchase a house in Sawbridgeworth. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
As your lender is Nationwide your lawyer must comply with the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties countrywide and is not restricted to Sawbridgeworth.
I have decided to exercise my right to buy my property in Sawbridgeworth off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I used Stirling Law several years past for my conveyancing in Sawbridgeworth. I now require my papers but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sawbridgeworth of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey done on a property in Sawbridgeworth before retaining lawyers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some banks may not issue a mortgage on such a property.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sawbridgeworth. Conveyancing may be slightly more expensive based on your lender's requirements.
Whilst your website is a good idea there are many lawyers listed near Sawbridgeworth being on the mortgage company conveyancing panel. Can you recommend a specific firm on the bank approved panel?
We do not recommend specific Sawbridgeworth firms as the right Sawbridgeworth conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Sawbridgeworth knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..