I am purchasing a house and need a conveyancing solicitor in Sawbridgeworth who is on the Santander conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Santander in certain locations such as Sawbridgeworth. We dont recommend any particular firm.
I am buying a property in Sawbridgeworth. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Principality your lawyer must comply with the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Principality. The CML Handbook includes minimum conditions for solar panel roof-space leases, and solicitors are required to report to Principality where a lease does not satisfy these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Sawbridgeworth.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Sawbridgeworth bank branch on numerous occasions and was informed it wasn't a problem and they would lend. My Sawbridgeworth conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend based on their published requirements. I have no idea who is right.
The property lawyer must comply with the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my flat. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nottingham are being difficult. The Sawbridgeworth solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been told that property searches are the number one cause of stalling in Sawbridgeworth conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Sawbridgeworth.
Due to the advice of my in-laws I had a survey completed on a property in Sawbridgeworth in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend refuse to give a loan on such a property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sawbridgeworth. Conveyancing will be smoother if you use a solicitor in Sawbridgeworth especially if they are acquainted with such properties in Sawbridgeworth.
What makes your site different to other internet conveyancing brokers for conveyancing in Sawbridgeworth?
At this site receive a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Sawbridgeworth. Unlike many estate agents and many comparison sites we do not charge firms a fee if you select them for your home move in Sawbridgeworth