I was told recently by my estate agent that my Stanstead Abbotts solicitor is not on the bank Solicitor panel. How can I be certain whether this is indeed the case?
Your first step should be to call your Stanstead Abbotts lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may be able to suggest a Stanstead Abbotts conveyancing firm that is on the conveyancing panel for your mortgage company.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Does this mean I have to use their panel solicitor as I would prefer to appoint a Stanstead Abbotts based conveyancing firm?
You should check but the chances are that give you one of their panel solicitors if you accept the "fee-free" incentive. Speak to the lender and explore if they offer you a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Stanstead Abbotts.
I just bought a house at auction in Stanstead Abbotts. Conveyancing is needed. What happens now?
Now that you are to all intents and purposes signed on the dotted line you now have to appoint a conveyancing practitioner soon as you now have a pending a fixed date to complete the conveyancing. Every auction property should have an associated auction set of papers. This will include most,if not all of the documents that your conveyancer will need. If you have purchased leasehold property the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You need to hand this to the lawyer instructed by you at the earliest opportunity. Do make sure that your finances are in order to complete the transaction on the set completion date.
I have been told by my conveyancer that lack of right of way insurance is required on my purchase. What is the level of cover for Stanstead Abbotts conveyancing?
The appropriate level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such policies.
We have agreed to purchase a house in Stanstead Abbotts. A rare aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Coventry BS your lawyer must follow the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Coventry BS where a lease does not meet these provisions. The specifications relate to the installation of panels on properties countrywide and is not restricted to Stanstead Abbotts.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who conducted the conveyancing in Stanstead Abbotts 4 years ago are no longer around. What do I do?
In today’s world there are duplicates made of almost everything, and your solicitor will be aware exactly where to locate all the appropriate paperwork so you may purchase or sell your house without any difficulty. If copies can’t be located, your solicitor can put in place insurance or indemnities protecting you against future claims on your premises.
Been looking for a lawyer for freehold sale conveyancing in Stanstead Abbotts. We are selling, simple no mortgage to discharge, no hurry, currently empty. Had an estimate from a lawyer for £800 excluding VAT which is a tad high considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Stanstead Abbotts?
Given that it’s a sale only, £425 + VAT would be about the best for a Stanstead Abbotts solicitor firm.