I am purchasing a property and the solicitor has identified Chancel Repair to which the property may be liable as it falls into the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Chigwell
Unless a previous purchase of the property took place after 12 October 2013 you could expect lawyers handling conveyancing in Chigwell to remain encouraging a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up during conveyancing in Chigwell?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Chigwell. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Chigwell is the location of the property. Is there any guidance you can give?
Flying freeholds in Chigwell are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chigwell you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chigwell may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Do I need to be suspicious about estate agents that I am dealing with are recommending a web based conveyancing firm as opposed to a High Street Chigwell conveyancing company?
As with many professional services, often recommendations from relatives can be extremely useful or valuable. Yet there are many players in a conveyancing matter; estate agents, financial adviser and lenders may suggest conveyancers to appoint. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there exists a financial incentive behind the recommendation. You are at liberty to select your own lawyer. You need to be aware that many banks specify a panel list of conveyancers you have to use for the mortgage aspect of your house move.
We are 17 days into a residential purchase having been referred to solicitors by the high street agent to perform conveyancing in Chigwell. I am not happy. Can you you assist me in finding new solicitors?
They would have to be really bad to suggest changing them. Has your mortgage offer been issued? If so you will need to make them aware of the new contact details and ensure the loan are re-sent. The conveyancer needs to be on the lenders panel to avoid added charges and delays. That should be your starting point. The search tool can assist you in finding a lender approved conveyancer for your conveyancing in Chigwell