I am not well enough to travel far from Botany Bay. Is there a reason why all Botany Bay conveyancers aren't automatically on all mortgage company panels?

Even though it may seem unfair for banks to restrict who can act for them, from the public’s or conveyancer’s viewpoint, the flip side is that lenders are increasingly anxious and regard it vital to defend themselves from mortgage fraud. As a consequence of this concern mortgage companies have restricted their panel of approved conveyancing lawyers to a manageable size.

Various online forums that I have frequented warn that are the number one cause of stalling in Botany Bay conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Botany Bay.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Botany Bay is the location of the property. What do you suggest?

Flying freeholds in Botany Bay are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Botany Bay you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Botany Bay may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Given that I will soon spend over three hundred thousand on 3 bedroom house in Botany Bay I would like to talk to a conveyancer regarding thetransaction before appointing the firm. Is this something that you can arrange?

Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your conveyancing in Botany Bay.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Botany Bay should be the amount on the final invoice that you are charged.

I am searching for Botany Bay online conveyancing estimates. Can I be assured that all the Botany Bay law firms that are listed on your directory are on the bank conveyancing panel?

The law firms on our directory have advised us that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Botany Bay conveyancing solicitor being on the lender conveyancing panel is not accurate.