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Find a Cuffley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cuffley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cuffley transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cuffley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cuffley

It is is a decade since I acquired my home in Cuffley. Conveyancing solicitors have just been instructed on the sale but I can't locate my title documents. Will this jeopardise the sale?

You need not be too concerned. First the deeds may be retained by your lender or they could stored with the solicitor who oversaw your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Cuffley involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.

I had intended to instruct a property lawyer in Cuffley for our home move. Our broker has since advised us that our mortgage lenders Lloyds TSB Bank won't deal with them. Surely this is unfair competition?

A mortgage company will direct that an approved solicitor act for it. Borrowers are liable to meet the charges for this. Try using our tool to select a solicitor to carry conveyancing in Cuffley on the Lloyds TSB Bank approved list of solicitors.

When it comes to mortgage companies such as TSB, do Cuffley lawyers incur an annual charge to be on the conveyancing panel?

We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

My husband and I have arranged a further advance on our home loan from Coventry BS as we want to conduct alterations to our home in Cuffley. Do we need to choose a nearby Cuffley solicitor on the Coventry BS conveyancing panel to handle the paperwork?

Coventry BS would not normally instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.

Completion of my purchase has taken place for my property in Cuffley. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I have recently realised that I have 68 years unexpired on my lease in Cuffley. I need to extend my lease but my freeholder is missing. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to demonstrate that you have made all reasonable attempts to locate the freeholder. On the whole a specialist may be helpful to conduct investigations and prepare an expert document to be accepted by the court as proof that the freeholder is indeed missing. It is wise to seek advice from a conveyancer both on proving the landlord’s absence and the application to the County Court overseeing Cuffley.

I purchased a split level flat in Cuffley, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding properties in Cuffley with an extended lease are worth £206,000. The ground rent is £45 levied per year. The lease comes to an end on 21st October 2091

With 67 years remaining on your lease we estimate the premium for your lease extension to span between £10,500 and £12,000 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.

A licensed conveyancer dealt with my conveyancing in Cuffley 5 years past and was holding my deeds but has now closed – What can I do to get hold of them?

Title deeds, as such, no longer exist as most properties in Cuffley are recorded digitally at Land Registry. Where you need to establish ownership or are selling or re-mortgaging your conveyancing practitioner can obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.

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