Find a Waltham Abbey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Waltham Abbey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Waltham Abbey home move at risk of delay or failure.

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Recently asked questions about conveyancing in Waltham Abbey

Willinstructing a Waltham Abbey conveyancing practitioner make my purchase more efficient?

Generally conveyancing practitioners in your location will have good alliances with your local authority, which can help with your Waltham Abbey conveyancing searches that your solicitor will require. It can only help if they have good relationships with the Land Registry in your area Waltham Abbey, other conveyancers in the area and Waltham Abbey selling agents.

I am purchasing a terraced house in Waltham Abbey. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Waltham Abbey you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Waltham Abbey.

My wife and I buying a end of terrace house in Waltham Abbey. We would like to convert the garage to an office at the property.Will legal conveyancing on the property include checks to determine if these alterations are permitted?

Your conveyancer should check the registered title as conveyancing in Waltham Abbey will on occasion identify restrictions in the title documents which restrict certain alterations or need the permission of a 3rd party. Some works require local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.

I have a mortgage with Principality for my property in Waltham Abbey. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?

Principality must be informed of your intention before renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel lawyer.

My sealed bid on a semi in Waltham Abbey has been agreed to, the sellers do nevertheless have a connected purchase. The vendors have offered on on an apartment, but it’s not been accepted yet, and are looking at other flats booked. I have instructed a high street conveyancing solicitor in Waltham Abbey. What do I do now? When do I get the mortgage application with Coventry BS going?

It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Waltham Abbey conveyancing search fees, etc). The first thing to do is ensure that your lawyer is on the Coventry BS conveyancing panel. Concerning the next stages this very much dictated by the circumstances of your transaction, desire for this property and on the state of the market. During a hot market some home buyers will apply for the mortgage with Coventry BS and pay for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with the conveyancing in Waltham Abbey.

Are there restrictive covenants that are commonly identified during conveyancing in Waltham Abbey?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Waltham Abbey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build flat in Waltham Abbey. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Waltham Abbey

    Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

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