We are a couple about to sign contracts for a garden flat in Waltham Abbey. We encountered a problem. The mortgage offer with Barclays expires on 19/6/2019 but the owners are putting forward a completion date of 21/6/2019. Can one prolong the mortgage offer?
The person best placed to deal with your question is your solicitors who will calculate whether they better off negotiating with the mortgage broker, owner’s representatives, selling agents or possibly all three taking into account the circumstances your transaction as of today.
Can you point me to a directory of Clydesdale panel solicitors in Waltham Abbey on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable online. Where you are seeking to appoint a Waltham Abbey property lawyer on the Clydesdale please make the most of our tool.
After weeks of negotiation I have agreed a price on an apartment in Waltham Abbey. My financial adviser suggested a lawyer. I paid an advanced payment of £200. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my flat. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, RBS are being problematic. The Waltham Abbey solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My relative advised me that where I am purchasing in Waltham Abbey I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Waltham Abbey conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Waltham Abbey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Waltham Abbey Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Waltham Abbey.
I am selling my home. My previous lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Waltham Abbey if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Waltham Abbey. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I need to retain a conveyancing solicitor for my conveyancing in Waltham Abbey. I have discover a web site which looks to be the perfect answer If it is possible to get all the legals done via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?