My fiancee and I are acquiring our first property. The property lawyer has messagedto see if we want to order additional conveyancing searches. We are really unsure what's appropriate for conveyancing in Enfield Lock

The type of Enfield Lock conveyancing searches depends entirely on the premises, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your overall approach to risk. What is important is that you properly understand what information the searches could supply. Then you can decide if you consider that you need that information. Where you are in doubt, ask the solicitor to provide guidance.

Why do I have to pay up front for conveyancing in Enfield Lock?

Where you are retaining lawyers for conveyancing in Enfield Lock your solicitor will request that you put them with funds to cover the search fees. This will be the total of the cost of the Local Authority Search. If any deposit is as part of the purchase price then this should be needed immediately in advance of exchange of contracts. The final balance that is needed should be transferred shortly before completion.

I am helping my mother sell her property in Enfield Lock. Will the solicitor arrange an energy performance certificate or it is for me to see to?

Following the demise of HIPs, energy performance certificates was kept a required part of moving house. An energy performance certificate should be to hand prior to the property being put on the market. This is not as aspect of the sale process that conveyancers normally organise. If you are using a Enfield Lock conveyancing solicitor they may be willing to arrange energy assessments due to their contacts with reputable Enfield Lock accredited person

My wife and I are spending time looking at flats in Enfield Lock and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Clydesdale.

It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are seeking a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.

I am selling my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being difficult. The Enfield Lock solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?

It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have justbeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Enfield Lock for a purchase of a freehold house 12 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Enfield Lock conveyancing specialists.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Enfield Lock is the location of the property. Can you shed any light on this issue?

Flying freeholds in Enfield Lock are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Enfield Lock you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Enfield Lock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.