we are a couple who are buying a newly converted apartment in Waltham Cross with a residential mortgage from Barnsley Building Society.We use our Waltham Cross conveyancing lawyer but Barnsley Building Society advised that her practice is not listed on their "panel". It seems we are left with no choice but to instruct a Barnsley Building Society panel firm or retain our preferred solicitor and fork out for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Barnsley Building Society use our lawyer?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that conveyancers must be on the Barnsley Building Society approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Barnsley Building Society
I have todayfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Waltham Cross for a purchase of a freehold house 10 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Waltham Cross conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Waltham Cross in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks may refuse to issue a loan on such a home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Waltham Cross. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Waltham Cross to see if the conveyancing will be more expensive.
I am looking to sell my house. My former lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Waltham Cross if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Waltham Cross. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Is there a distinction between surveying and conveyancing in Waltham Cross?
Conveyancing - in Waltham Cross or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the defects before you complete your move.