My financial adviser has requested my Waltham Cross lawyer’ panel reference for the HSBC conveyancing panel. How do I find this out. I have tried my local Waltham Cross office but they don't know it.
Have you tried contacting your Waltham Cross solicitor about this?. They should have a central record lender panel numbers.
We are about to sign contracts for a property in Waltham Cross. We encountered a snag. The mortgage offer with Santander runs out on 11/12/2025 but the sellers are putting forward a completion date of 15/12/2025. Is it possible to prolong the loan expiry date?
The person best placed to deal with your concern is your conveyancer who will hopefully calculate whether they corresponding with the mortgage company, seller’s lawyers, property agents or indeed all three based on the history of your house move to date.
Please help - my lawyer advises that lack of building regulations insurance is necessary on my purchase. What is the level of cover for Waltham Cross conveyancing?
The right level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Halifax and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
We have agreed to purchase a house in Waltham Cross. A rare aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Clydesdale your lawyer must follow the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to Clydesdale where a lease does not satisfy these conditions. The specifications relate to the installation of panels on properties countrywide and is not restricted to Waltham Cross.
My wife and I are in the throws of viewing apartments in Waltham Cross and I am about to put in an offer. Is it wise to have my conveyancer on ‘stand by’? I am planning to take a mortgage with Co-operative.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The lawyers who handled the conveyancing in Waltham Cross 4 years ago have long since closed. What are my options?
Assuming you have a registered title the details of your proprietorship will be documented by HMLR under a Title Number. It is easy to carry out a search at the Land Registry, locate your property and obtain current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
I was pointed in your direction by numerous selling agents in Waltham Cross to get a quote from a solicitor on your site. What’s the financial advantage for Estate Agents to market your site ahead of another?
We refuse to make any financial incentive for sending work in our direction. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.