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Recently asked questions about conveyancing in Waltham Cross

Finally the sale completed on my house in Waltham Cross last February but our buyer keeps texting every few hours to say his lawyer needs to hear from myconveyancer. What are the post completion sale legalities following completion?

Post completion of your sale your lawyer should deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor should also evidence that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Waltham Cross.

I am purchasing a detached bungalow in Waltham Cross. The intention is to carry out an extension to the side at the house.Will the conveyancing process involve enquiries to ascertain if these alterations were previously refused?

Your conveyancer should review the deeds as conveyancing in Waltham Cross can on occasion reveal restrictions in the title deeds which prevent certain changes or necessitated the consent of a 3rd party. Some additions require local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.

We previously selected conveyancing lawyers locally in Waltham Cross on the Santander solicitor approved list. They have just invoiced me a further amount for dealing with the Santander mortgage. Is this an additional conveyancing fee specified by Santander?

Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancer may charge a fee for this. This charge is not dictated by Santander but by your Waltham Cross conveyancing practitioner. Plenty of firms on the Santander panel will quote ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.

My sealed bid on a detached house in Waltham Cross has been accepted, but there is a chain. The owners have placed an offer on somewhere, but it’s not yet tied up, and are looking at other apartments booked. I have instructed a high street conveyancing solicitor in Waltham Cross. What do I do now? When do I get the mortgage application with HSBC going?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then survey, Waltham Cross conveyancing search costs, etc). First, you must ensure that your conveyancer is on the HSBC approved list. Regarding the next steps this very much depends on the specifics of your transaction, motivation for the property and on the state of the market. During a buoyant market many home buyers will apply for the mortgage with HSBC and pay for the valuation and only if it was satisfactory would they pay their property lawyer to proceed with the conveyancing in Waltham Cross.

Various online forums that I have visited warn that are the main reason for hinderance in Waltham Cross house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Waltham Cross.

I am looking to sell my property. My former solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Waltham Cross if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Waltham Cross. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

I am the registered owner of a ground floor flat in Waltham Cross. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium due for the purchase of the freehold?

Where there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to calculate the price.

An example of a Vesting Order and Purchase of freehold case for a Waltham Cross property is Ground Floor Flat 4A Baronet Road in February 2010. Following a vesting order by Edmonton County Court on 23rd December 2008 (case number 8ED064) the Tribunal decided that the price that the Applicant for the freehold interest should pay is £8,689.00 This case related to 2 flats. The unexpired lease term was 80.01 years.

In relation to leasehold conveyancing in Waltham Cross what are the most frequent lease defects?

There is nothing unique about leasehold conveyancing in Waltham Cross. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are not included. The following missing provisions could result in a defective lease:

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A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, Leeds Building Society, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to withdraw.

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Find out more about how flying freehold can affect your the value of a property.