Is the fact that my solicitor in Enfield Highway is not on my mortgage company's conveyancing panel that there is a problem with the quality of her work?
That is most likely a wrong assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Enfield Highway conveyancing practice and enquire why they are no longer on the approved list for your lender.
Last August we completed a house move in Enfield Highway. We have since encountered a number of issues with the house which we suspect were omitted in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Enfield Highway?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Enfield Highway. Conveyancing searches and due diligence initiated as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire called a SPIF. answers ends up being incorrect, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Enfield Highway.
My colleague suggested that where I am buying in Enfield Highway I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Enfield Highway conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Enfield Highway around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Enfield Highway Education with maps and statistics, Local Amenities and other useful information regarding Enfield Highway.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who conducted the conveyancing in Enfield Highway 5 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical official documentation to establish that you own the land or premises, given that the Land Registry have everything they need in a digital format.
I'm refinancing my primary home to a buy to let loan with Britannia and intend to use the remaining equity as a deposit on further property. The neighborhood we are interested in is Enfield Highway. Will your conveyancers be able to act for the two mortgage companies and link together the transactions?
Make use of our search tool on this page to ensure that the lawyers are on the appropriate lender panels. On the basis that they are your lawyer will be able to connect the two conveyancing matters but you should have a chat with you solicitor and communicate your desired outcome and needs.