lenderpanel

Find a Stansted Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stansted? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stansted transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Stansted conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Stansted

Our family lawyer has quoted £995 for fixed fee conveyancing in Stansted. I am looking to sell a Victorian detached home for £150,000. This seems over the top. Is it above the norm for conveyancing in Stansted?

The estimate does seem marginally overpriced. If you shop around you may be able to decrease the fees marginally by as much as £125. That being said, you maycome to rue opting for an an unknown lawyer. Remember to be sure the conveyancer can act for your mortgage company. You can use our comparison tool to locate a Stansted conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Stansted.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Stansted?

There are many registered licenced Conveyancers in Stansted and Solicitor practices in Stansted who can assist with your conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I have paid off my mortgage with Barclays. I assume I don't need a Stansted solicitor on the Barclays panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Barclays has sent the Land Registry the discharge electronically, and
  3. Barclays has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Barclays mortgage has been paid off.

Planning on purchasing a house in Stansted. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Stansted solicitor is on the Nottingham conveyancing panel.

I used Wolstenholmes several years past for my conveyancing in Stansted. Now, I need the files but the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stansted of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Stansted is where the house is located. Can you shed any light on this issue?

Flying freeholds in Stansted are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stansted you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stansted may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

If all goes to plan we aim to complete the disposal of our £175,000 garden flat in Stansted next Wednesday. The freeholder has quoted £396 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is the landlord entitled to charge such fees for a flat conveyance in Stansted?

Stansted conveyancing on leasehold flats normally necessitates the purchaser’s conveyancer sending enquiries for the landlord to address. Although the landlord is not legally bound to answer these enquiries the majority will be willing to assist. They are entitled to invoice a reasonable charge for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is over three hundred pounds, in some transactions it is in excess of £800. The management information fee invoiced by the landlord must be sent together with a summary of rights and obligations in respect of administration fees, without which the charge is not strictly payable. In reality you have no option but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

I own a garden flat in Stansted, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Equivalent properties in Stansted with over 90 years remaining are worth £211,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease finishes on 21st October 2086

With only 67 years remaining on your lease we estimate the premium for your lease extension to be between £10,500 and £12,000 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.

Last updated

Find out more about how flying freehold can affect your the value of a property.