I purchased a freehold property in Dunmow but still pay rent, why is this and what is this?
It’s unusual for properties in Dunmow and has limited impact for conveyancing in Dunmow but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
We are buying a apartment in Dunmow. It might be a silly question but how we can trust a solicitor? On completion day we have to deposit our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to move home in July. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Dunmow. Conveyancing firm was found before I stumbled across your page.
On the afternoon of completion you can collect the keys from your property agent however this can only take place when the previous owners solicitors inform the agent that they have the completion monies and the keys can be released. After that you can advise the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can help you choose a residential property solicitor in Dunmow or a solicitor that specialises in conveyancing in Dunmow.
I was told four weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Dunmow is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who did the conveyancing in Dunmow 5 years ago are no longer around. What do I do?
As long as you have a registered title the information relating to your proprietorship will be documented by the Land Registry with a Title Number. It is easy to execute a search at the Land Registry, identify your property and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
My father-in-law has recommend that I instruct his conveyancers in Dunmow. Do I take his guidance?
There are no two ways about it it’s preferable to find a conveyancing practitioner is to seek feedback from friends or family who have actually previously instructed the solicitor you're considering.
Some weeks ago I was informed by my lender that their panel solicitors operate no sale no charge basis for conveyancing in Dunmow. My purchase aborted nevertheless the lawyers have requested search fees! They say the fees are independent!
Dunmow conveyancing search charges are separate expenses not legal fees as these are due to a third party.