As I am unsure how the conveyancing bit works what is the most important advice you can impart concerning purchase conveyancing in Dunmow?

Not many law firms shout this from the rooftops but conveyancing in Dunmow and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of room for conflict between you and other parties involved in the ownership transfer. For example, the vendor, property agent and even potentially the bank. Appointing a solicitor for your conveyancing in Dunmow should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the transaction whose role it is to act in your legal interests and to keep you safe.

Sometimes a potential adversary may try and persuade you that it is in your interests to do things their way. For example, the property agent may claim to be helping by suggesting your lawyer is wrong. Or your mortgage broker may advise you to do take action that is against your conveyancers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.

Please help - my lawyer advises that lack of building regulations insurance is needed on my purchase. What is the level of cover for Dunmow conveyancing?

The appropriate level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

After weeks of negotiation I have agreed a price on a house in Dunmow. My financial adviser suggested a solicitor. I paid an on account payment of £200. A few days later, the conveyancer contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Clydesdale have agreed my mortgage in principle, my bid on a house in Dunmow has been accepted, what happens next?

Your estate agent will wish to be advised as to your property lawyer's details (ensure that the property lawyers are on the lender’s panel). Call up Clydesdale or your financial adviser and finalise any outstanding paperwork. Clydesdale will sellect a valuer who will get in contact with the selling agent or seller to arrange a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. Clydesdale will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Dunmow.

I require expedited conveyancing in Dunmow as I am under pressure to exchange contracts inside 4 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?

As you are are a cash purchaser you have the choice not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Dunmow the following are examples of issues that can be revealed and therefore affect future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Dunmow is the location of the property. Is there any advice you can impart?

Flying freeholds in Dunmow are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dunmow you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dunmow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Are there any apps to help locate a Dunmow solicitor on the TSB conveyancing panel? I drive a motor bike and am happy to travel upto 20miles to meet the solicitor.

Feel free to make use of the facility on this website. Please select a mortgage company and your location and you will see a number of Dunmow conveyancing lawyers locally. We have listed some Dunmow conveyancing firms towards the end of this page and you can contact them to verify if they are on the TSB panel