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Recently asked questions about conveyancing in Great Baddow

Having been recommended your organisation we were about to use a conveyancing solicitor in Great Baddow recommended using your comparison tool but have come across alternative fee calculations on the internet appear less pricey – how come?

One can find many firms of firms advertising alleged cut-price conveyancing, but extracharges result in the closing bill totally different to the one you expected. Solicitors are duty bound to ensure fees contained in terms of business should be equitable invoiced The solicitors that we put forward for conveyancing in Great Baddow set out all charges for a residential conveyancing matter.

My conveyancer has discovered a defect with the lease for the property we are purchasing in Great Baddow. The other side have suggested title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor says that he must ensure that the lender is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancer will have no choice but to discontinue acting for you.

It has been three months following my purchase conveyancing in Great Baddow completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I need to instruct a conveyancing solicitor for my conveyancing in Great Baddow. I have chance upon a site which looks to be the perfect offering If there is a chance to get all this stuff completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am contemplating using an online lawyer ahead of a Great Baddow conveyancing firm. Should I ‘stay local’?

Various benefits exist in having the opportunity to visit a local Great Baddow conveyancing solicitor for example

  • signing papers same day
  • having one on one explanations of issues that need explaining
  • the ability to complain if matters go pear-shaped

When analysing fees, look carefully for hidden extras. The majority decent Great Baddow high street solicitors give an all-inclusive figure. Many online companies appear to offer cheap prices, yet have hidden 'extras' in the fine print.

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