How do I check that the solicitor conducting my conveyancing in Great Baddow is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Scotland thus paying £175.00 in supplemental legal costs.

Feel free to take advantage of the search tool on this page. Pick the lender and type ‘Great Baddow’ or your preferred area and you will discover a number of lawyer based in Great Baddow or nearest you.

This question may be naive but I am unexperienced as a first time purchaser of a two bedroom flat in Great Baddow. Do I receive the keys to the premises on completion from my conveyancer? If so, I will use a local conveyancing solicitor in Great Baddow?

On the day of completion you do not need to attend the conveyancers office in Great Baddow. Your solicitors will arrange to send the purchase money to the seller's solicitors, and once they have received this, you should be invited to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

My stepmother informed me that in purchasing a property in Great Baddow there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?

There are a number of properties in Great Baddow which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Great Baddow should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I was told four weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in Great Baddow is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have been told that property searches are the main reason for hinderance in Great Baddow house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Great Baddow.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Great Baddow is where the house is located. What do you suggest?

Flying freeholds in Great Baddow are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Great Baddow you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Baddow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am looking at a two flats in Great Baddow both have about 50 years left on the lease term. Should I regard a short lease as a deal breaker?

A lease is a right to use the property for a period of time. As a lease shortens the marketability of the lease deteriorates and it becomes more expensive to acquire a lease extension. For this reason it is often a good idea to increase the term of the lease. It is often difficult to sell a property with a short lease as mortgage lenders may be reluctant to lend money on such properties. Lease enfranchisement can be a difficult process. We advise that you seek professional help from a conveyancer and surveyor with experience in this field.

Leasehold Conveyancing in Great Baddow - Examples of Queries Prior to Purchasing

Make sure you enquire if the the lease includes any unreasonable restrictions in the lease. For instance it is reasonably common in Great Baddow leases that pets are not permitted in certain buildings in Great Baddow. If you like the propertyin Great Baddow but your dog can’t live with you then you have a very difficult choice. The answer will be useful as a) areas can cause problems for the building as the communal areas may begin to deteriorate where services remain unpaid b) if the leasehold owners have an issue with the managing agents you will want to know about it What prohibitions exist in the Great Baddow Lease?