My mortgage broker says he needs my Battlesbridge law firm’s panel reference for the Santander conveyancing panel. Can you suggest how I obtain this. I have contacted my local Battlesbridge branch but they cant find it on their system.
Have you tried calling your Battlesbridge lawyer about this?. They keep a central record lender panel numbers.
How up to date is your search tool for Battlesbridge conveyancing solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Battlesbridge conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Battlesbridge so that I can attend their offices if necessary.
Whereas this was necessary 12 years ago, almost all mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still distinct benefits to instructing a locally based practitioner, in your situation a conveyancing solicitor in Battlesbridge.
4 months have gone by since my purchase conveyancing in Battlesbridge took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a flat up to £305k and identified one near me in Battlesbridge I like with open areas and transport links in the vicinity, the downside is that it's only got 51 years on the lease. I can't really find anything else in Battlesbridge for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you need a home loan the shortness of the lease will likely be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.