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Recently asked questions about conveyancing in Battlesbridge

What is the difference between a licensed conveyancer and conveyancing solicitor in Battlesbridge

There are two types of lawyers who can conduct conveyancing in Battlesbridge namely CLC regulated conveyancers or solicitors. The two can provide the legal services that required to complete the sale or purchase of property. They are both duty bound to conduct Battlesbridge conveyancing on similar quality and guidelines so you may be sure that your conveyancing will be properly administered and that the necessary steps will be accurately taken.

We are buying a detached bungalow in Battlesbridge. We would like to an extension at the rear at the house.Will the conveyancing process include enquiries to ascertain if these works were previously refused?

Your conveyancer should review the deeds as conveyancing in Battlesbridge will on occasion identify restrictions in the title documents which restrict certain changes or require the permission of a 3rd party. Certain extensions require local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I am the sole beneficiary of my late grandmother’s estate and I have everything in my name now, including the house in Battlesbridge. The Battlesbridge property was put into my name in January. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the house in January. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this requirement is primarily there to capture the purchase and immediately sell or the flipping of property.

My friend recommended that where I am purchasing in Battlesbridge I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Battlesbridge conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Battlesbridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Battlesbridge Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Battlesbridge Education with plans and statistics, Local Amenities and other useful information concerning Battlesbridge.

How does conveyancing in Battlesbridge differ for newly converted properties?

Most buyers of new build property in Battlesbridge approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because developers in Battlesbridge usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Battlesbridge or who has acted in the same development.

I decided to have a survey completed on a house in Battlesbridge prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend not grant a mortgage on a flying freehold home.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Battlesbridge. Conveyancing may be slightly more expensive based on your lender's requirements.

My partner has recommend that I instruct his conveyancing solicitors in Battlesbridge. Should I use them?

Much as we are happy to recommend a Battlesbridge conveyancing lawyer it’s preferable to find a conveyancing solicitor is to have guidance from friends or relatives who have actually used the conveyancer that you are contemplating using.

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Find out more about how flying freehold can affect your the value of a property.