Find a Battlesbridge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Battlesbridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Battlesbridge transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Battlesbridge

We were about to instruct a conveyancing solicitor in Battlesbridge found by you but stumbled across alternative estimates via the web appear less expensive – why is this?

One can find plenty of solicitors offering theoretically looks to be cut price. Our recommendation is to think twice about how much you respect your own move to you are willing to be penny wise pound foolish concerning the standard of the conveyancing. Some embed extras well inside the terms and conditions. The law firms that we put forward for conveyancing in Battlesbridge neverdo this.

How does conveyancing in Battlesbridge differ for newly converted properties?

Most buyers of new build residence in Battlesbridge come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Battlesbridge typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Battlesbridge or who has acted in the same development.

Due to the guidance of my in-laws I had a survey completed on a house in Battlesbridge in advance of retaining lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to give a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Battlesbridge. Conveyancing may be slightly more expensive based on your lender's requirements.

Having had my offer accepted I require leasehold conveyancing in Battlesbridge. Before I set the wheels in motion I would like to find out the unexpired term of the lease.

If the lease is registered - and almost all are in Battlesbridge - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Battlesbridge Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying

    Is the freehold reversion owned collectively by the leaseholders? How many years are left on the lease? Its a good idea to discover as much as possible about the company managing the block as they will either make living at the property much easier or much more difficult. As the owner of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to day to day issues such as the tidiness of the communal areas. Don't be afraid to ask prospective neighbours whether they are happy with their service. On a final note, find out the dates that the maintenance fees are due to the appropriate party and specifically what it includes.

We have just found out that one of the partners of the solicitors undertaking the purchase conveyancing in Battlesbridge is related to the seller. Is this acceptable?

Provided no conflict arises this is allowable. Where you are needing a mortgage then the mortgage company may have a say as many banks have specific requirements concerning this. For example for Coventry Building Society as of 22/7/2021, the requirements read as follows :

1.15- May your firm act if the person dealing with the transaction or a member of his immediate family is the borrower?

Yes, provided that a different fee earner or partner of no less standing acts for us, there is no conflict of interest and Law Society guidelines are followed.

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Find out more about how flying freehold can affect your the value of a property.