It is a dozen years since I acquired my property in Benfleet. Conveyancing lawyers have just been instructed on the sale but I can't locate the title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by your mortgage company or they may be archived with the conveyancers who acted in the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Benfleet relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I am purchasing a property and the conveyancer has raised the issue of Chancel Repair to which the house could be liable as it falls into the area of such a church. He has mentioned insurance. Is this really appropriate for conveyancing in Benfleet
Unless a previous acquisition of the property completed post 12 October 2013 you may expect lawyers delivering conveyancing in Benfleet to continue to propose a a chancel search and or insurance against a claim.
I am purchasing my first flat in Benfleet with the aid of help to buy. The builders would not budge the price so I negotiated £7000 of extras instead. The sale representative advised me not to tell my conveyancer about the side-deal as it may impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to switch firm as I need to choose a firm on the Virgin Money conveyancing list. I instructed a family conveyancing solicitor in Benfleet five minutes from me but he is not approved by Virgin Money
We will our best to assist in finding you a conveyancing solicitor in Benfleet on the Virgin Money panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Benfleet. Using search facility on this site, you can compare charges for conveyancing solicitors in Benfleet and throughout England and Wales.
Looking forward to complete next month on a basement flat in Benfleet. Conveyancing solicitors have said that they will have a report out to me on Monday. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Benfleet should include some of the following:
Who has the liability for maintaining the window frames The physical ownership of the property. This could be the property itself but may include a loft or basement if appropriate. Advice as to the provision as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the wider rights a tenant has You must be informed what is to be regarded as a Nuisance in the lease Responsibility to repair and maintain the block. It is important for you to know who is responsible the repair and maintenance of all parts of the block and communal areas
Benfleet Leasehold Conveyancing - Examples of Queries Prior to buying
It is important to be aware if fixing the lift or some other major work is anticipated that will be shared amongst the tenants and may well materially increase the the service fees or require a specific payment. Does the lease include onerous restrictions? How long is the Lease?