Is the fact that my solicitor in Benfleet is not on my bank's solicitor panel that there is a problem with the quality of his conveyancing?
It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Benfleet conveyancing firm and enquire why they are no longer on the approved list for your lender.
What is the difference between a licensed conveyancer and conveyancing solicitor in Benfleet
There are many registered licenced Conveyancers in Benfleet and Solicitor practices in Benfleet offering conveyancing We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. Both can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am assisting my niece sell her property in Benfleet. Will the conveyancing solicitor arrange an EPC or it is for the seller to see to?
After the abolition of Home Packs, EPC’s remained a mandatory component of moving property. An energy performance certificate should be commissioned in advance of the property being advertised. It is not a task that law firms normally arrange. Where you are using a Benfleet conveyancing solicitor they may be able to arrange EPC’s given their contacts with reputable Benfleet accredited person
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Benfleet building society branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Benfleet conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your property lawyer has to comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
The deeds to our home are lost. The solicitors who did the conveyancing in Benfleet 10 years ago have long since closed. What do I do?
These day there are copies made of almost everything, and your solicitor will know precisely where to find all the relevant paperwork so you can purchase or dispose of your property without any difficulty. Where duplicates are not available, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on the premises.
Are there any apps to assist me to locate a Benfleet law firm on the Nottingham Building Society conveyancing panel? I have a car and am willing to travel upto 20kilometers to meet the lawyer.
You can use the tool on this page. Please choose the lender and your location and you will see a number of Benfleet conveyancing lawyers locally. We have detailed some Benfleet conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Nottingham Building Society panel
My cousin has encouraged me to appoint his conveyancing solicitors in Benfleet. Should I choose my own conveyancer?
Much as we are happy to recommend a Benfleet conveyancing lawyer it’s preferable to select a conveyancing practitioner is to seek recommendations from friends or family who have actually used the firm you're are thinking of instructing.