I am purchasing a property for cash in Billericay. I have been residing for the previous Seventeen years in Billericay. Conveyancing searches are a lot of money. As I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then all but one or two of the Billericay conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches carried out, but he has a professional duty to do this. One thing to take into account; if you are likely to dispose of the house at a future date, it will likely be be of importance to your prospective purchaser what the searches determine. Sometimes houses with functional issues can still throw up unfavourable search results. A competent conveyancing solicitor in Billericay will provide you some sensible guidance concerning this.
We are purchasing a flat and need a conveyancing solicitor in Billericay who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Billericay.
Having invested time reviewing mumsnet.com for a high-quality solicitor in Billericay, many advise that I must use a CQS accredited lawyer. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes via the scheme protocol the standard covers many companies who execute conveyancing in Billericay.
My wife and I are purchasing a flat in Billericay. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I happen to be the single recipient of my late father’s estate and I have everything in my name now, including the house in Billericay. The Billericay property was put into my name in March. I now wish to sell up. I do know about the CML 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the house in March. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. many lenders would take a practical view as this provision is principally there to identify the purchase and immediately sell or the wholesaling and assigning of property.
Can I be sure that the Billericay conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Billericay getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your conveyancing.
I am looking for a leasehold apartment up to £245,000 and found one round the corner in Billericay I like with amenity areas and transport links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Billericay in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage that many years will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.