Is there a search tool that I can utilise to check that the solicitor conducting my conveyancing in Billericay is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus spending £187.00 plus VAT in another set of legal fees.
You should take advantage of the search tool on this web page. Please choose the mortgage company and type ‘Billericay’ or your location and you will see numerous conveyancers offices in Billericay or near you.
My solicitor has informed me that lack of right of way insurance is required on my purchase. What is the level of cover for Billericay conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and The Royal Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such insurances.
The formalities of my purchase has taken place for my property in Billericay. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
About to purchase flat in Billericay. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Billericay conveyancer is on the Co-operative conveyancing panel.
A relative advised me that if I am buying in Billericay I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Billericay conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Billericay around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Billericay Education with plans and statistics, Local Amenities and other useful information about Billericay.
Is it possible to transfer to a new firm as I need to choose one who is on the Aldermore conveyancing list. I was using a family conveyancing solicitor in Billericay five minutes from me but the firm is not approved by Aldermore
It would be our pleasure to assist you find a conveyancing solicitor in Billericay on the Aldermore panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Billericay. Using search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Billericay.
There are only Seventy years remaining on my lease in Billericay. I now want to get lease extension but my landlord is missing. What should I do?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to find the lessor. In some cases an enquiry agent may be helpful to try and locate and prepare a report to be accepted by the court as proof that the landlord is indeed missing. It is advisable to get professional help from a conveyancer in relation to proving the landlord’s disappearance and the vesting order request to the County Court overseeing Billericay.
I inherited a 1 bedroom flat in Billericay, conveyancing having been completed half a dozen years ago. Can you work out an approximate cost of a lease extension? Comparable flats in Billericay with a long lease are worth £201,000. The ground rent is £45 invoiced every year. The lease terminates on 21st October 2082
With only 64 years remaining on your lease the likely cost is going to span between £14,300 and £16,400 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.