We are about to sign contracts for a property in Billericay. We encountered a stumbling block. The loan offer with runs out on but the owners are putting forward a completion date of . Can one extend the mortgage expiry date?

The best person to deal with your question is your lawyer who should calculate whether they corresponding with the bank, seller’s lawyers, property agents or conceivably all three given what has gone on in your house move to date.

I need some quick conveyancing in Billericay as I am faced with pressure to complete within one month. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

As you are are a mortgage free purchaser you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Billericay the following are examples of what can show up and adversely affect the marketability of the property: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Billericay is the location of the property. Can you shed any light on this issue?

Flying freeholds in Billericay are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Billericay you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Billericay may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We're novice buyers - agreed a price, but the agent has warned us that the vendor will only go ahead if we appoint their preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a high street conveyancer who is accustomed to conveyancing in Billericay

It is unlikely the vendors are driving this. Should the seller want ‘a quick sale', turning down a motivated purchaser is counter productive. Contact the vendors directly and make sure they comprehend that (a)you are serious buyers (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you intend to instruct your own,trusted Billericay conveyancing firm - not the ones that will provide the negotiator at the agency a referral fee or hit his conveyancing figures set by corporate headquarters.

My partner and I may need to sub-let our Billericay garden flat for a while due to a new job. We instructed a Billericay conveyancing firm in 2004 but they have closed and we did not think at the time seek any advice as to whether the lease permits subletting. How do we find out?

Even though your last Billericay conveyancing solicitor is no longer around you can review your lease to check if you are permitted to let out the premises. The accepted inference is that if the lease is silent, subletting is permitted. There may be a precondition that you must obtain consent from your landlord or some other party in advance of subletting. The net result is that you cannot sublet without prior consent. The consent must not not be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord for their consent.

Billericay Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

Does the lease have onerous restrictions? It is important to be aware whether fixing the lift or some other significant cost is due shortly to be shared amongst the leaseholders and will dramatically impact the level of the service charges or result in a specific payment. The best form of lease arrangement is if the freehold title is owned by the leaseholders. In this arrangement the tenants have control and although a managing agent is frequently retained if it is bigger than a house conversion, the managing agent retained by the leaseholders.