I am obtaining a offer of a home loan from Santander. I would like to instruct a Licensed Conveyancer in Little Burstead. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
When will exchange of contracts happen for sale conveyancing in Little Burstead and am I required to attend the conveyancers branch?
Where you are in close proximity to our conveyancing solicitors in Little Burstead you are welcome to come in to sign documents. However, the firms we work with offer a countrywide conveyancing service and give just as comprehensive and professional a job for you when communicating with you electronically. The signing of the contract is not the point of no return. A signed contract simply enables the solicitor to officially exchange when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Little Burstead)to be in the office available at the end of the phone to exchange contracts.
My Conveyancer in Little Burstead is not on the Platform Home Loans Ltd Approved Panel. Can I still continue with my family solicitor even though they are excluded from the Platform Home Loans Ltd panel of approved conveyancing solicitors?
The limited options available to you here include:
- Complete the purchase with your existing Little Burstead lawyers but Platform Home Loans Ltd will need to instruct a lawyer on their panel. This will result in additional total legal charges and cause delays.
- Choose an alternative lawyer to to deal with the conveyancing, not forgetting to check they are Platform Home Loans Ltd approved.
- Persuade your Platform Home Loans Ltd based solicitor to try to join the Platform Home Loans Ltd panel
Should our lawyer be raising questions concerning flooding during the conveyancing in Little Burstead.
Flooding is a growing risk for lawyers dealing with homes in Little Burstead. Plenty of people will acquire a property in Little Burstead, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to offer advice on flood risk, but there are a number of checks that can be carried out by the buyer or by their conveyancers which can figure out the risks in Little Burstead. The conventional set of information sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to determine if the premises has ever been flooded. If flooding has previously occurred which is not revealed by the owner, then a purchaser could bring a compensation claim as a result of such an misleading answer. The buyer’s conveyancers may also carry out an enviro search. This will higlight if there is any known flood risk. If so, more detailed investigations will need to be conducted.
Can a conveyancer remove someone from the title of my property in Little Burstead ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer