When does exchange of contracts take place for domestic conveyancing in Laindon and do I need to be at the lawyers office?
If you are near to one of the conveyancing solicitors in Laindon you are welcome to attend to sign documents. However, the lender approved solicitors we work with provide a nationwide conveyancing service and provide just as diligent and professional a job for you when communicating with you by post or email. The executing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the solicitor to address the formalities when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Laindon)to be in the office at the appropriate time.
My uncle passed away 10 months ago and as sole heir and executor I was left the property in Laindon. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then HSBC will insist on your using a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Laindon?
There are many recorded licenced Conveyancers in Laindon and Solicitor partnerships in Laindon to choose from It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. The two can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Can you point me to a directory of Virgin Money panel conveyancers in Laindon on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings available online. If you are seeking to appoint a Laindon property lawyer on the Virgin Money please make the most of our facility.
Completion of my purchase has taken place for my property in Laindon. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
How do I use the search tool to find a conveyancing practitioner in Laindon on the panel for my lender?
Step one is to choose a mortgage company such as HSBC Bank, Leeds Building Society or Platform Home Loans Ltd then choose your preferred area for instance Laindon. Conveyancing practices in Laindon and further afield should be shown.
Should I go with a Laindon conveyancing solicitor in close proximity to the house I am hoping to buy? I have an old university friend who can conduct the conveyancing however his firm is located 200kilometers away.
The benefit of a local Laindon conveyancing practice is that you can attend the office to sign documents, hand in your identification documents and pester them where appropriate. Having local Laindon know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and in the main were happy that should trump using an unfamiliar Laindon conveyancing lawyer just because they are local.