Are the BSA planning on creating a search tool with a view to list solicitors on the Melton Mowbray Building Society conveyancing panel for instance in Laindon?
Lexsure has not been advised of any plans on the part of the BSA to promote such a tool.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when buying a residence in Laindon? or I am told that there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this relevant for conveyancing in Laindon?
Unless a prior acquisition of the property took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Laindon to remain recommending a chancel search and or chancel repair liability policy.
How does conveyancing in Laindon differ for new build properties?
Most buyers of new build residence in Laindon approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because developers in Laindon usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Laindon or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Laindon is the location of the property. Can you shed any light on this issue?
Flying freeholds in Laindon are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Laindon you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Laindon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Am I best advised to choose a Laindon conveyancing solicitor in close proximity to the house I am purchasing? An old friend can deal with the conveyancing however they are based over three hundred miles drive away.
The benefit of a local Laindon conveyancing practice is that you can visit the firm to sign paperwork, present your ID and pester them if necessary. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were happy that must surpass using an unfamiliar Laindon conveyancing solicitor just because they are Laindon based.