Can conveyancing in Laindon to be completed in under 3 weeks?
In the event that you are under time constraints for your conveyancing it is advisable to make sure that your solicitor is familiar with the area as they will benefit local contacts and know-how. It is even conceivable that they may have conducted otherhomes in the same street. You would be best advised to use a Laindon conveyancing lawyer. Second, check that the conveyancing firm is on the on the approved list for your mortgage company. It is understood that 18% of Laindon conveyancing transactions are delayed or derailed after finding out that a purchaser’s solicitor was not on their banks panel. In many cases this discovery resulted in the conveyancing being held up by as much as three weeks. It is understood that this issue affects approximately one hundred thousand home moves annually. Many Laindon conveyancing firms can not act for certain mortgage companies so do check at the outset.
My wife and I have organised a further advance on our mortgage from Yorkshire BS as we intend to carry out a loft conversion to our home in Laindon. Do we need to choose a bricks and mortar Laindon solicitor on the Yorkshire BS conveyancing panel to deal with the legals?
Yorkshire BS would not normally instruct a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS panel.
I am currently in the process of buying my council flat in Laindon. I have a mortgage agreed with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
Our sealed bid on a property in Laindon has been accepted, the sellers do nevertheless have an associated purchase. The owners have offered on somewhere, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have chosen a local conveyancing solicitor in Laindon. What should be my next step? At what point should I apply for the mortgage with Santander?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of one thousand pounds, then valuation, Laindon conveyancing search fees, etc). First, you must ensure that your solicitor is on the Santander approved list. Regarding the next steps this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. During a hot market some buyers will apply for a home loan with Santander and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to move forward with searches.
A colleague recommended that where I am buying in Laindon I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Laindon conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Laindon around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Laindon Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Laindon Education with plans and statistics, Local Amenities and other useful information concerning Laindon.
I own a renovated Edwardian house in Laindon. Conveyancing solicitor represented me and Chelsea Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Laindon and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the work.
I am using a search engine for the term on line conveyancing in Laindon it brings up numerous solicitorsin the vicinity. How do I determine which is the suitable conveyancer for purchase transaction?
The ideal way of finding the right conveyancer is through a personal referral, so ask friends and family who have bought a property in Laindon or a reputable estate agent or mortgage broker. Charges for conveyancing in Laindon differ, so it's advisable to obtain at least three estimates from varying types of solicitors. Make sure that you clarify that the fees are fixed.