Can the conveyancing lawyers via your comparison service conduct attended exchange conveyancing in Thurrock?
There are a few conveyancing experts carrying out one day exchanges. Please e-mail us to get a fee calculation and details as to availability.
Can your site be used to find a Conveyancing solicitor in Thurrock even where I’m not purchasing or selling a house, for instance if I want to buy a shop in Thurrock with a loan from Godiva Mortgages Ltd?
Our comparison service is primarily utilised to select domestic conveyancing solicitors in Thurrock but we have set out towards the bottom of this page a few Thurrock commercial conveyancing firms. You will need to enquire with the company directly to see if they are also authorised to represent Godiva Mortgages Ltd
Can you point me to a directory of Nottingham panel conveyancers in Thurrock on the Building Society Association’s Website?
No. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible over the internet. Where you are looking for a Thurrock conveyancer on the Nottingham please use our facility.
is it true that all Thurrock solicitor practices on the Virgin Money conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be governed by the SRA. Many mortgage companies do permit licenced conveyancers on their panel and in that case the organisation would be governed by the Council of Licensed Conveyancers.
I am purchasing a property in Thurrock. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
As your lender is Skipton your lawyer must follow the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties countrywide and is not limited to Thurrock.
I decided to have a survey carried out on a house in Thurrock prior to retaining lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may not give a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Thurrock. Conveyancing may be slightly more expensive based on your lender's requirements.
I've recently bought a leasehold house in Thurrock. Do I have any liability for service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the registered owner of a garden flat in Thurrock, conveyancing formalities finalised in 1995. Can you work out an approximate cost of a lease extension? Comparable properties in Thurrock with an extended lease are worth £201,000. The ground rent is £45 levied per year. The lease comes to an end on 21st October 2083
With just 64 years unexpired we estimate the price of your lease extension to range between £14,300 and £16,400 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.