I am expecting a offer of a home loan from Santander. I hope to enlist the help of a Licensed Conveyancer in Tilbury. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Are the Tilbury conveyancing solicitors identified as being on the Yorkshire BS conveyancing panel, together with their details provided by Yorkshire BS?
Tilbury conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
I am in the process of refinancing my house in Tilbury, does my lawyer have to be on the Clydesdale Conveyancing panel?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I'm refinancing my primary house to a BTL loan with Nationwide Building Society and I will use the ballance of the raised equity as a down payment on further property. The neighborhood we are looking at is Tilbury. Will your lawyers be able to act for both sets of banks and link together the conveyances?
Do use our comparison tool on this page to ensure that the conveyancers are approved by both lenders. Having checked that they are your conveyancer should be able to connect the two transactions but you should talk with you solicitor and communicate your expectations and requirements.
What are your top tips when it comes to finding a Tilbury conveyancing firm to deal with our lease extension?
When appointing a solicitor for your lease extension (regardless if they are a Tilbury conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with several firms including non Tilbury conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:
Can they put you in touch with clients in Tilbury who can give a testimonial? If they are not ALEP accredited then why not?
Leasehold Conveyancing in Tilbury - Sample of Queries before Purchasing
You should be aware if it is no more than 80 years it will impact the value of the apartment. Check with your bank that they are willing to lend given the lease term. Leases with less than 80 years remaining means that you will probably need a lease extension at some point and you need to have some idea of how much this would cost. For most Tilburylease extensions you would need to own the premises for a couple of years in order to be entitled to exercise a lease extension. It would be a good idea to discover if the the lease contains any adverse restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in certain buildings in Tilbury. If you love the propertyin Tilbury yet your dog can’t move with you then you have a very difficult decision. How long is the Lease?