It is 10 years ago since I purchased my home in Northfleet. Conveyancing lawyers have just been retained on the sale but I can't find the title deeds. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be retained by the mortgage company or they may stored with the lawyers who handled your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Northfleet involves registered property but in the rare situation where your property is not registered it is more of a problem but is not insurmountable.
Me and my partner are buying a house in Northfleet. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in Northfleet
Two types of professional can perform conveyancing in Northfleet namely licenced conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or purchase of property. They are both obliged to perform Northfleet conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that the requisite procedures will be suitably taken.
I am assisting my sister sell her flat in Northfleet. Does the conveyancing solicitor arrange an energy performance certificate or it is for the owner to coordinate?
Following the abolition of HIPs, EPC’s was maintained a compulsory element of selling a house. An energy assessment should be commissioned before the property is placed on the market. It is not something that lawyers ordinarily organise. Where you are using a Northfleet conveyancing practitioner they may be willing to arrange energy performance certificates due to their relationships with long established local providers
How does conveyancing in Northfleet differ for newly converted properties?
Most buyers of new build property in Northfleet come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Northfleet usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Northfleet or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Northfleet is where the house is located. Is there any guidance you can give?
Flying freeholds in Northfleet are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northfleet you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northfleet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am 3 weeks into a leasehold purchase having been recommend to solicitors by the selling agent to execute conveyancing in Northfleet. I am am starting to be disappointed with the quality of service. Can you you assist me in finding new conveyancers?
A lawyer would have to be very poor to suggest replacing them. Has your loan offer been sent? In the event that it has you must make them aware of the replacement lawyer and get the loan are re-issued. The solicitor ideally should be on the mortgage company panel to avoid escalating expenses and delays. So that should be your first question of the new solicitors. Our find a solicitor tool can help you find a lender approved lawyer for your home move in Northfleet