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Find a Basildon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Basildon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Basildon conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Basildon conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Basildon

Can conveyancing in Basildon to be done within two weeks?

In a situation where the seller is applying pressure to complete it is highly recommended that your conveyancer is familiar with the location as they will have local contacts and intelligence. It is even conceivable that they could have handled otherhouses in the same street. You would be best advised to use a Basildon conveyancing solicitor. Second, double check that the lawyer is on the on the approved list for your mortgage company. It is claimed that just under twenty per cent of Basildon conveyancing transactions are held up or derailed after discovering a purchaser’s conveyancer was not on their mortgage lender’s panel. This can often result in the legal transfer of property being held up by as much as 21 days. It is believed that this issue impacts in the region of one hundred thousand home moves every year. Almost all Basildon conveyancing practices can not represent certain lenders so do check as early as possible.

A relative advised me that in buying a property in Basildon there may be a number of restrictions preventing external alterations to a property. Is this right?

There are anumerous of properties in Basildon which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Basildon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Completion of my remortgage has taken place for my property in Basildon. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I recently had an offer accepted on an apartment in Basildon. My financial adviser suggested a conveyancer. I paid an on account payment of £150. A couple of days later, the lawyer called me sheepishly admitting that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Me and my brother have a renovated Georgian property in Basildon. Conveyancing solicitor acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking National Westminster Bank to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Basildon and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing lawyer who carried out the work.

My step-father has suggested that I appoint his conveyancers in Basildon. Do I take his guidance?

There are no two ways about it the ideal way to choose a conveyancing lawyer is to get feedback from friends or family who have previously instructed the solicitor that you are are thinking of instructing.

My wife and I purchased a leasehold flat in Basildon. Conveyancing and Nottingham Building Society mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Basildon who previously acted has long since retired. What should I do?

The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. There is no need to incur the fees of a Basildon conveyancing practitioner to do this as it can be done on-line for £3. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I inherited a studio flat in Basildon, conveyancing was carried out 4 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Basildon with an extended lease are worth £222,000. The ground rent is £50 yearly. The lease ceases on 21st October 2091

With just 70 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 plus costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.

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