Due to move into my new home in Basildon next Thursday. My solicitor now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the lender expect the insurance to cover?
All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Basildon.
Just bought a terraced house in Basildon , how long should it take for the Land Registry to register the transfer to my name? My Basildon conveyancing solicitor works at snail pace, so I want to be certain the registration is concluded.
As far as conveyancing in Basildon is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any other parties. At present in the region of 80% of such applications are completed within two weeks but occasionally there can be longer hold-ups. Registration is effected after the buyer has moved in to the premises so 'speed' is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
How simple is it to change firm as I need to choose one who is on the HSBC Bank conveyancing panel. I had appointed a family conveyancing solicitor in Basildon round the corner but the firm is not approved by HSBC Bank
It would be our pleasure to help you find a conveyancing solicitor in Basildon on the HSBC Bank panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Basildon. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Basildon.
As co-executor for the will of my aunt I am disposing of a property in Monmouth but I am based in Basildon. My lawyer (based 300 kilometers awayrequires that I sign a statutory declaration before completion. Can you recommend a conveyancing practitioner in Basildon to attest and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Basildon based
My partner is buying a leasehold flat in Basildon. Conveyancing estimates are coming in at around £1650. Does that seem right?
The average fee in 2014 for conveyancing in Basildon was just under one thousand five hundred pounds not including SDLT and HM Land Registry fees.