We are purchasing a property and require a conveyancing solicitor in Basildon who is on the Virgin Money conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Basildon.
My uncle pointed out to me me that in purchasing a property in Basildon there could be various restrictions preventing external changes to a property. Is this right?
We are aware of a number of properties in Basildon which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Basildon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am the sole recipient of my late grandmother’s estate with all property in now in my sole name, including the house in Basildon. Conveyancing formalities meant that the Land Registry date was in May. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership could be treated the same way as if I'd bought the house in May. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. Most lenders would take a practical view as this obligation principally exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
I currently have a mortgage with Barclays for my property in Basildon. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?
Barclays must be informed of your intention prior to renting your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. You need not do this via a Barclays conveyancing panel solicitor.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The solicitors who did the conveyancing in Basildon 4 years ago have long since closed. What are my options?
Assuming you have a registered title the details of your ownership will be recorded by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your house and secure up to date copies of the property title for a small fee. If the title is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Given that I am about to part with over three hundred thousand on a house in Basildon I would like to talk to a solicitor regarding thehome move ahead of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your property ownership legalities in Basildon.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Basildon should be the figure that you are charged.
It's been ten years since I last remortgaged a property. Searching on the web suggests that the costs vary considerably. Please can you recommend a good Basildon solicitor that can help me as well as represent Barclays?
The purpose of this site is limited to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for Barclays in certain areas for instance Basildon . Our intention is not to recommend any particular conveyancer.