I am hoping to complete my purchase in Wickford next Thursday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not unique to conveyancing in Wickford.

I need some expedited conveyancing in Wickford as I am faced with an ultimatum to exchange contracts within 2 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?

If.Given you are not getting a home loan you have the choice not to do searches although no lawyer would advise that you don't. With lots of history conveyancing in Wickford the following are examples of issues that can arise and therefore affect market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...

Given that I will soon part with hundreds of thousands of pounds on a garden flat in Wickford I would like to have a conversation with the lawyer regarding theconveyancing before appointing the firm. Can this be arranged?

Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your property ownership legalities in Wickford.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Wickford should be the amount on the final invoice that you end up paying.

My uncle has suggested that I instruct his conveyancers in Wickford. Should I find my own property lawyer?

No doubt it’s preferable to find a conveyancing lawyer is to seek recommendations from friends or family who have experience in using the conveyancer you're are thinking of instructing.

Partway through the sale of a leasehold flat in Wickford. Conveyancing lawyers are doing their job but we are being charged an extortionate amount from the landlord. So far we have forked out £250 for a leasehold management information and then another £134.40 for answers to questions raised by the buyers conveyancing practitioner.

You will not have control over the level of the fee for this information but the typical fee for the information for Wickford leasehold property is £380. For Wickford conveyancing deals it is conventional for the vendor to cover the costs. The freeholder or their agents are under no legal obligation to answer these questions although many will agree to do so - albeit often at exorbitant prices out of proportion to the work involved. Unfortunately there is no law that requires set charges for administrative tasks. There is no statutory time frame by which they are duty bound to supply answers.