Find a Wickford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Wickford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Wickford transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Wickford

We are planning on selling our property in Wickford and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers instructed an internet conveyancing firm as opposed to a conveyancing solicitor in Wickford. We have lived in Wickford for 5 years we know of no issue. Do we contact our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I opted to have a survey carried out on a property in Wickford in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend refuse to give a mortgage on this type of premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wickford. Conveyancing will be smoother if you use a solicitor in Wickford especially if they regularly deal with such properties in Wickford.

What is different about your site and other internet conveyancing solicitors for conveyancing in Wickford?

At this site secure a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Wickford. Unlike many estate agents and brokerage sites we do not charge firms a commission if you instruct them for your conveyancing in Wickford

Is it best to use a Wickford conveyancing lawyer in close proximity to the house I am purchasing? An old friend can deal with the legal formalities but her office is approximately 350miles drive away.

The primary upside of using a local Wickford conveyancing practice is that you can drop in to sign documents, hand in your identification documents and pester them where appropriate. Having local Wickford know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and on the whole were impressed that must trump using an unfamiliar Wickford conveyancing lawyer just because they are local.

What makes a Wickford lease defective?

Leasehold conveyancing in Wickford is not unique. All leases are unique and legal mistakes in the legal wording can result in certain provisions are missing. For example, if your lease is missing any of the following, it could be defective:

    A provision for the recovery of money spent for the benefit of another party.

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. HSBC Bank, Chelsea Building Society, and Godiva Mortgages Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, obliging the buyer to withdraw.

Wickford Leasehold Conveyancing - Examples of Queries before Purchasing

    Plenty Wickford leasehold properties will be liable to pay a service bill for maintenance of the block set on behalf of the freeholder. Where you acquire the property you will have to meet this charge, usually quarterly accross the year. This may differ from several hundred pounds to thousands of pounds for bigger purpose-built blocks. In all likelihood there will be a rentcharge to be met annual, normally this is not a exorbitant amount, say about £50-£100 but you should to enquire it because on occasion it could be surprisingly expensive. Is there a share of the freehold? What is the annual service fee and ground rent?

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Find out more about how flying freehold can affect your the value of a property.