lenderpanel

Find a Wickford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Wickford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Wickford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Wickford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Wickford

I have just been advised by my mortgage adviser that my Wickford the law firm I have appointed is not on the lender Solicitor panel. What can I do to be certain if this is indeed the case?

Your first step should be to contact your Wickford lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they may be able to suggest a Wickford conveyancing firm that is on the conveyancing panel for your mortgage company.

My Wickford lawyer has identified a difference between the surveyor’s assumptions in the valuation survey and what is revealed within the title deeds. My solicitor has advised that he needs to ensure that the lender is happy with this discrepancy and is still content to lend. Is my solicitor’s approach correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

It has been five months since my purchase conveyancing in Wickford took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in Wickford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Wickford

    Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I pay a maintenance contribution for my appartment in Wickford. As a result of poor financial planning I fell into arrears with remittance. The managing agents agreed a clearance plan but there is still around £2000 currently outstanding.

I want to sell and I am panicking this can hold me back if I have to settle the amount due first. I'd like to sell up and subsequently discharge the arrears from the proceeds - is this practicable?

Do check with the lawyer undertaking your Wickford conveyancing but it might be possible to agree for the outstanding amount to be transferred to the buyers. The sale price due would be adjusted to reflect the amount of debt they assume. They could then discharge the fees once they are the owners.

Last updated

Neighbouring Locations

Wickford
Battlesbridge
Rayleigh
Basildon
Pitsea
Benfleet

Find out more about how flying freehold can affect your the value of a property.