As someone with no idea as to conveyancing in Wickford what is your top tip you can give me for the house moving process in Wickford

Not many law firms shout this from the rooftops but conveyancing in Wickford or throughout Essex is often a confrontational experience. In other words, when it comes to conveyancing there is an abundance of room for confrontation between you and others involved in the ownership transfer. For example, the seller, property agent and sometimes a mortgage company. Selecting a lawyer for your conveyancing in Wickford should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to act in your best interests and to keep you safe.

We are witnessing a definite ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. You must always trust your solicitor ahead of the other players in the conveyancing process.

My apartment in Wickford is up for sale and I have a buyer. Does my lawyer need to be required to be on the TSB conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.

Should my solicitor be asking questions regarding flooding during the conveyancing in Wickford.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Wickford. There are those who acquire a house in Wickford, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, but there are a various searches that may be initiated by the buyer or on a buyer’s behalf which will give them a better understanding of the risks in Wickford. The conventional set of information sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual question of the seller to determine if the premises has ever been flooded. In the event that the premises has been flooded in past and is not revealed by the seller, then a buyer may commence a compensation claim resulting from an misleading answer. A purchaser’s solicitors may also order an environmental search. This should higlight if there is any known flood risk. If so, additional inquiries will need to be conducted.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Wickford is the location of the property. What do you suggest?

Flying freeholds in Wickford are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wickford you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wickford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Do you have any advice for leasehold conveyancing in Wickford with the purpose of speeding up the sale process?

• A significant proportion of the delay in leasehold conveyancing in Wickford can be avoided where you get in touch lawyers the minute you market your property and request that they start to put together the leasehold information needed by the buyers’ representatives.
If there is a history of conflict with your landlord or managing agents it is very important that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be reluctant to purchase a flat where there is a current dispute. You may have to bite the bullet and discharge any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to present the dispute as historic rather than ongoing. In the event that you altered the property did you need the Landlord’s approval? In particular have you laid down wooden flooring? Most leases in Wickford state that internal structural changes or addition of wooden flooring require a licence from the Landlord consenting to such works. Should you dont have the consents in place do not communicate with the landlord without checking with your solicitor in advance. Many freeholders or Management Companies in Wickford charge for supplying management packs for a leasehold premises. You or your lawyers should discover the actual amount of the charges. The management information sought as soon as you have a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most common cause of delay in leasehold conveyancing in Wickford.

Leasehold Conveyancing in Wickford - Sample of Queries before buying

Its a good idea to find out as much as possible concerning the company managing the block as they can either make your life much easier or problematic. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to practical issues such as the upkeep of the common parts. Enquire of other tenants if they are happy with them. In conclusion, find out the dates that the maintenance charges are due to the appropriate party and precisely what it includes. Most Wickford leasehold properties will incur a service bill for maintenance of the building set by the landlord. Where you purchase the flat you will have to meet this charge, normally quarterly throughout the year. This can be anything from a few hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a rentcharge for you to pay annual, normally this is not a significant amount, say approximately £25-£75 but you should to check it because on occasion it can be surprisingly expensive. The answer will be useful as a) areas may result in problems for the building as the communal areas may begin to deteriorate where maintenance remain unpaid b) if the tenants have an issue with the managing agents you will need to know about it