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Recently asked questions about conveyancing in Rayleigh

I purchased a freehold house in Rayleigh but still charged rent, why is this and what is this?

It is rare for properties in Rayleigh and has limited impact for conveyancing in Rayleigh but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

I appreciate that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a property in Rayleigh? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in Rayleigh?

Unless a previous purchase of the property completed post 12 October 2013 you could take it that conveyancing practitioners handling conveyancing in Rayleigh to continue to advocate a chancel search and or insurance against a claim.

I have justbeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Rayleigh for a purchase of a leasehold flat 10 months ago. How can I check that the property is in my name in the name of the previous owner?

The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rayleigh conveyancing specialists.

About to purchase a new build flat in Rayleigh. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Rayleigh

    Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I am looking at a two maisonettes in Rayleigh both have in the region of fifty years left on the leases. should I be concerned?

There are plenty of short leases in Rayleigh. The lease is a right to use the property for a prescribed time frame. As a lease shortens the saleability of the lease decreases and it becomes more costly to extend the lease. This is why it is often a good idea to increase the term of the lease. It is often difficulties arise selling premises with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you seek professional help from a conveyancer and surveyor with experience in this field.

Rayleigh Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

    The prefered form of lease arrangement is a share of the freehold. In this arrangement the lessees benefit from being in charge if their destiny and although a managing agent is usually retained where the building is larger than a house conversion, the managing agent is directed by the tenants. How much is the service charge and ground rent on the flat? Does the lease contain onerous restrictions?

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