It has been 2 months since my purchase conveyancing in Rayleigh concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Rayleigh is the location of the property. Can you offer any assistance?

Flying freeholds in Rayleigh are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rayleigh you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rayleigh may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My father-in-law has recommend that I use his conveyancing solicitors in Rayleigh. Do I take his advice?

There are no two ways about it the best way to choose a conveyancing practitioner is to get recommendations from friends or relatives who have experience in using the conveyancer you're contemplating using.

Looking forward to sign contracts shortly on a basement flat in Rayleigh. Conveyancing solicitors assured me that they are sending me a report on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Rayleigh should include some of the following:

Alterations to the flat Rent payments - how much and what the invoice dates are, and also know whether this is subject to change Responsibility to repair and maintain the building. It is important for you to know who is liable for the repair and maintenance of all parts of the block and estate Advice concerning the obligations in the lease to to contribute towards maintenance costs - in respect of the block, and the wider rights a leaseholder enjoys

I acquired a split level flat in Rayleigh, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Rayleigh with over 90 years remaining are worth £221,000. The average or mid-range amount of ground rent is £50 levied per year. The lease comes to an end on 21st October 2095

You have 70 years left to run we estimate the price of your lease extension to span between £9,500 and £11,000 plus professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.

Should I cancel the direct debit for my mortgage with Bank of Ireland once a completion date for my sale in Rayleigh has been agreed?

No, you should maintain meeting any mortgage sums to Bank of Ireland until the mortgage is paid off on completion as part of your Rayleigh conveyancing.