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Find a Chelmsford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chelmsford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chelmsford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Chelmsford

I am obtaining a offer of a home loan from Nat West. I intend to employ the services of a Licensed Conveyancer in Chelmsford. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Finally the sale completed on my house in Chelmsford last February but the buyer keeps Skype messaging daily to moan that his conveyancer is waiting to hear from mine. What are the post completion sale formalities following completion?

After completion of your sale your conveyancer should deliver the transfer deeds and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your solicitor must also confirm that the mortgage has been discharged to the buyers solicitors. There is unlikely to be post completion tasks specific conveyancing in Chelmsford.

I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Chelmsford I like with open areas and railway links nearby, however it only has 52 years unexpired on the lease. There is not much else in Chelmsford for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.

Taking into account that I am about to part with 450k on 3 bedroom house in Chelmsford I wish to have a conversation with the lawyer concerning theconveyancing in advance of giving the go ahead to the firm. Is this something that you can arrange?

We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your conveyancing in Chelmsford.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The solicitors that we put you in touch with believe that the figure you are quoted for residential conveyancing in Chelmsford should be the figure that you are charged.

I am intending to let out my leasehold flat in Chelmsford. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

Your lease dictates the relationship between the freeholder and you the flat owner; in particular, it will set out if subletting is prohibited, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is allowed. The majority of leases in Chelmsford do not contain an absolute prevention of subletting – such a provision would adversely affect the market value the flat. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the tenancy agreement.

I invested in buying a 1st floor flat in Chelmsford, conveyancing formalities finalised 9 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Chelmsford with an extended lease are worth £179,000. The ground rent is £65 levied per year. The lease expires on 21st October 2079

You have 57 years unexpired we estimate the premium for your lease extension to range between £26,600 and £30,800 as well as legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.

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