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Find a Chelmsford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chelmsford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chelmsford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Chelmsford

Just been in touch with my conveyancing solicitor in Chelmsford who acted for me two years ago asking for a conveyancing estimate based on an identical type of house move (a leasehold residence and a freehold premises) of almost identical values with a home loan from Aldermore. I am now being quoted double. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?

The estimate does seem a tad overpriced. If you you were to look around you may be able to shave off some of the cost by perhaps a hundred pounds. On the other hand, providing that you were satisfied with the conveyancing the firm offered you maycome to regret choosing an an untested lawyer. If is important to ensure that the firm can represent Aldermore. Do use our search tool to find a Chelmsford conveyancing firm on the Aldermore member panel, which can often include conveyancing solicitors in Chelmsford.

My husband and I are approaching an exchange on a flat in Chelmsford and my mum and dad have transferred the 10% deposit to my solicitor. I am now advised that as the deposit has been received from someone other than me my solicitor needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I informed the bank regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

The conveyancing practitioner is legally required to check with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

What is the first thing I need to know concerning purchase conveyancing in Chelmsford?

Not many law firms shout this from the rooftops but conveyancing in Chelmsford and elsewhere in England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there is lots of opportunity for friction between you and other parties involved in the legal transfer of property. For instance, the vendor, estate agent and on occasion your lender. Choosing a lawyer for your conveyancing in Chelmsford is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to look after your legal interests and to protect you.

We are witnessing a definite creep in the "blame" culture- someone has to be at fault for the process being so protracted. We recommend that you should always trust your solicitor ahead of all other players in the conveyancing process.

My relative advised me that where I am buying in Chelmsford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Chelmsford conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Chelmsford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chelmsford Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Chelmsford.

I opted to have a survey done on a property in Chelmsford before retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not issue a loan on such a property.

It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chelmsford. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.