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Find a Chelmsford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chelmsford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chelmsford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chelmsford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chelmsford

I instructed a high street firm for my conveyancing in Chelmsford yesterday. Looking through the Terms and Conditions it is apparent thatwe are liable for costs even if the sale doesn't happen. Should I ditch them and use an internet lawyer who offer no-sale-no-fee conveyancing in Chelmsford?

Generally there is a compromise along the lines that if "No Sale No Fee" is available then the fee levels will tend to be be uplifted to offset those cases that do not proceed. Please beware that these schemes tend not to cover expenditure e.g. Chelmsford conveyancing search charges.

We see that you have a post code search directory listing solicitors on the HSBC conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Chelmsford?

We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chelmsford.

How does conveyancing in Chelmsford differ for new build properties?

Most buyers of new build residence in Chelmsford contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Chelmsford tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chelmsford or who has acted in the same development.

Over the last few months I have been searching for a flat up to £195,000 and identified one near me in Chelmsford I like with open areas and railway links in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in Chelmsford for this price, so just wondered if I would be making a grave error acquiring a short lease?

If you need a mortgage that many years will likely be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.

Do you have any top tips for leasehold conveyancing in Chelmsford with the intention of expediting the sale process?

  • Much of the delay in leasehold conveyancing in Chelmsford can be reduced where you get in touch lawyers the minute your agents start marketing the property and request that they start to collate the leasehold documentation needed by the purchasers’ conveyancers.
  • In the event that you altered the property did you need the Landlord’s permission? Have you, for example installed wooden flooring? Most leases in Chelmsford state that internal structural alterations or installing wooden flooring necessitate a licence from the Landlord approving such works. If you fail to have the consents to hand do not communicate with the landlord without checking with your solicitor first. Many freeholders or managing agents in Chelmsford charge for supplying management packs for a leasehold property. You or your lawyers should find out the actual amount of the charges. The management information sought as soon as you have a buyer, thus reducing delays. The average time it takes to receive management information is three weeks. It is the most common reason for delay in leasehold conveyancing in Chelmsford. If you are supposed to have a share in the freehold, you should make sure that you have the original share certificate. Arranging a re-issued share certificate can be a time consuming formality and delays many a Chelmsford home move. Where a duplicate share certificate is needed, do contact the company officers or managing agents (if applicable) for this as soon as possible. Some Chelmsford leases require Licence to Assign from the landlord. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers obtain bank and professional references. The bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors.

Chelmsford Leasehold Conveyancing - Examples of Questions you should consider before Purchasing

    Please inform me if there are any major works anticipated that will likely increase the maintenance costs? How is the lease structured? How many years are left on the lease?

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