How up to date is your search tool for Chelmsford conveyancing solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Chelmsford conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
My wife and I have recently appointed a conveyancing solicitor in Chelmsford. I I am struggling to find out whether they are on the Barnsley Building Society conveyancing panel. Can you assist?
You should contact the conveyancer and ask them if they are on the lender panel. Alternatively please call Barnsley Building Society who may be able to assist.
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a residence in Chelmsford? or I am told that there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this applicable for conveyancing in Chelmsford?
Unless a prior purchase of the premises completed after 12 October 2013 you could take it that lawyers handling conveyancing in Chelmsford to remain encouraging a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Chelmsford is the location of the property. Can you shed any light on this issue?
Flying freeholds in Chelmsford are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chelmsford you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chelmsford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My fiance and I are planning to purchase a 2 bedroom apartmentin Chelmsford with a home loan from a mortgage company. We like our lawyer in Chelmsford however our bank inform us now that she’s not on their "panel". Apparently we need to choose from the our lender panel firms or keep our Chelmsford conveyancer and incur the extra costs for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that our mortgage company use our Chelmsford lawyer?
No, not really. The lender home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. Until recently, most mortgage companies had open panels, including most conveyancing solicitors in Chelmsford : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.