Do the conveyancing solicitors that you recommend handle right to buy conveyancing in Essex?
We have identified a number of conveyancing firms carrying out right to buy conveyancing Do contact us with a view to secure a costs calculation.
Me and my partner are buying a flat in Essex. I might seem paranoid but how we can trust a solicitor? At some point we have to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to exchange contracts on my flat. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being a right pain. The Essex solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told three weeks ago that my mortgage has been agreed to by Virgin Money. Is it usual for Virgin Money to only issue the offer once my solicitor in Essex is approved on their conveyancing panel? Virgin Money have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have todaybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Essex for a purchase of a leasehold flat 12 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Essex conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Essex in advance of appointing solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders may refuse to grant a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Essex. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be concerned if there is an issue with one of the searches for my conveyancing in Essex?
Normally, most problems arising from Essex conveyancing search responses can be handled ahead of completion or indemnity insurance may be taken. You need to remember that regardless of the fact that you may be purchasing the property and may be content to accept the search results, your building society or bank may not, and when all said and done the decision rests with them.