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Find a Essex Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Essex? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Essex conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Essex conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Essex

My friend advised me that if I am buying in Essex I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Essex conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Essex around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Essex Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Essex Education with plans and statistics, Local Amenities and other useful information concerning Essex.

The deeds to our home can not be found. The lawyers who dealt with the conveyancing in Essex 4 years ago are no longer around. What do I do?

As long as you have a registered title the details of your ownership will be held by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, identify your property and obtain current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

Due to the encouragement of my in-laws I had a survey completed on a property in Essex in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies tend refuse to give a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Essex. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Essex to see if the conveyancing costs will increase in light of this.

I am a sole trader hoping to lease a unit on the high street. Can you recommend conveyancers offering fixed fees for non-domestic conveyancing in Essex for below 1500k?

We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Essex, including the sale and acquisition of businesses as well as simply property. If you are hoping to acquire or sell a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. Regarding the charges this will depend on the structure and heads of terms of the proposed transaction. Let us have your details or telephone us so that we can furnish you with comprehensive commercial conveyancing calculation.

Looking forward to exchange soon on a studio apartment in Essex. Conveyancing lawyers assured me that they are sending me a report next week. What should I be looking out for?

The report on title for your leasehold conveyancing in Essex should include some of the following:

    Responsibility to repair and maintain the main walls and foundations. It is essential for you to know who is duty bound to repair and maintenance of all parts of the block and estate It needs to be made clear to you whether the lease permits you to change or upgrade aspects of the flat- you should be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is mandated necessary Whether your lease provides for a sinking account for major works? Your conveyancers should enable you to have an understanding of the building insurance requirements Where does the liability rest for repairing the window frames
For a comprehensive list of information to be included in your report on your leasehold property in Essex please ask your solicitor in advance of your conveyancing in Essex.

Essex Leasehold Conveyancing - Examples of Queries Prior to buying

    Make sure you enquire if there are any onerous restrictions in the lease. For example it is very common in Essex leases that pets are not permitted in certain buildings in Essex. If you love the apartmentin Essex however your dog can’t live with you then you will be presented with a hard decision. Best to be warned if redecorating or some other major work is coming up that will be shared amongst the tenants and could well materially impact the level of the service fees or require a specific payment. Does this lease have more than 90 years remaining?

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Find out more about how flying freehold can affect your the value of a property.