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Find a Essex Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Essex? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Essex conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Essex

At what point can the exchange of contracts occur in residential conveyancing in Essex and do I need to attend the solicitors branch?

Where you are near to our conveyancing solicitors in Essex you are invited in to sign the paperwork. However, the law practices we recommend provide countrywide coverage for conveyancing and give just as diligent and professional a job for you when communicating with you electronically. The signing of the purchase agreement is not when everything is set in stone. A signed contract is just a prerequisite for the solicitor to address the formalities at the suitable time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Essex)to be in the office available at the end of the phone to exchange contracts.

My uncle passed away six months ago and as sole heir and executor I was left the house in Essex. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?

Where you plan to refinance then Barclays will require that you use a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.

Will commercial conveyancing searches reveal impending roadworks that could affect a commercial site in Essex?

Many commercial conveyancing solicitors in Essex will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Essex. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Essex.

For each commercial conveyancing transaction in Essex it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Essex commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Essex.

How does conveyancing in Essex differ for newly converted properties?

Most buyers of new build property in Essex approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Essex usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Essex or who has acted in the same development.

Am I best advised to instruct a Essex conveyancing solicitor based in the location that I am hoping to buy? We have a good friend who can execute the legal formalities but her office is a couple of hundredkilometers away.

The benefit of a high street Essex conveyancing practice is that you can attend the office to sign paperwork, present your identification documents and pester them if necessary. Having local Essex know how is a benefit. However it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and they were impressed that must trump using an unfamiliar Essex conveyancing lawyer just because they are based in the area.

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