Please could you recommend a Britannia allowed Essex conveyancing practice that can complete within two weeks? Would it be better to use a local Essex practice or an online firm?
We would be happy to suggest some excellent Essex conveyancing firms. You can also walk up the high street in Essex. Approach a couple of law practices and request to speak with a conveyancing solicitor for a quote. Discuss your deadline together with the reasons and get a commitment on your deadline. Appoint the lawyer that genuine.
We previously selected conveyancing lawyers based in Essex on the TSB solicitor approved list. They have just invoiced me a separate sum for handling the TSB mortgage. Is this an additional conveyancing fee set by TSB?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your solicitor may levy a fee for this. This fee is not set by TSB but by your Essex conveyancing practitioner. Some firms on the TSB panel will quote ’dealing with mortgage’ fee and others do not.
How can we tell if a Essex conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Essex seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your transaction.
I had an offer accepted on an apartment in Essex on 14/5/2020, valuation was booked 3 days later, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I bought my apartment on 2 May and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Essex advises it will be dealt with in a couple of weeks. Are titles in Essex uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Essex registration formalities. As opposed to being determined by geographic area, timeframes can adjust according to who lodges the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. As of today in the region of 80% of such applications are completed within two weeks but occasionally there can be longer delays. Registration occurs after the purchaser has moved in to the premises thus registration formalities is not typically an essential issue but if there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
I am looking for a ground for flat up to £195,000 and found one near me in Essex I like with open areas and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Essex suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
My conveyancing in Essex is set to complete next Friday, but the people I am buying from wishes to vacate on the Saturday afternoon. Can I accept such a idea?
You can't complete on a Saturday due to the bank systems are not operational.