I chose a local solicitor for my conveyancing in Essex recently. Upon checking the fine print I notewe are liable for charges even if our purchase aborts. Should I go with them or instruct an internet conveyancing brokerage promising no-sale-no-fee conveyancing in Essex?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will tend to be be higher to neutralise those transactions that abort. Dont forget that such promotions tend not to cover expenses such as Essex conveyancing search costs.
My son is buying a house that has just been built in Essex with a home loan from Santander. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Santander conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Santander conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
My wife and I purchased a 4 bedroom Georgian house in Essex. Conveyancing solicitor acted for me and Alliance & Leicester . I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Essex and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.
Due to the encouragement of my in-laws I had a survey completed on a property in Essex in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Essex. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend over three hundred thousand on a property in Essex I wish to talk to a solicitor concerning thetransaction in advance of instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your conveyancing in Essex.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Essex should be the figure that you end up paying.