We are soon to exchange on the purchase of a house in Witham but as a consequence of wreckage from the recent storms I have was able negotiate recompense from the vendor in the sum of £2k taking the form of a adjustment in the price. I had intended this to be dealt with as part of amending the contract however Yorkshire BS will not permit this. Should they have been involved?
Any solicitor that is on a Yorkshire BS conveyancing panel is duty bound to disclose to Yorkshire BS of any changes to the purchase price. If you prohibit your property lawyer to report the reduction to Yorkshire BS then they would have to discontinue acting for you. In addition, Yorkshire BS and you would have to appoint a new conveyancing practitioner for your conveyancing in Witham.
I am considering mortgaging my flat in Witham, does my lawyer need to be on the Kent Reliance Solicitor panel?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
The deeds to our property are lost. The solicitors who did the conveyancing in Witham 5 years ago are no longer around. What are my options?
Assuming the title is registered the details of your proprietorship will be documented by HMLR under a Title Number. It is easy to perform a search at the Land Registry, locate your house and obtain current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will usually retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, chain free conveyancing. Witham is the location of the property. Can you offer any advice?
Flying freeholds in Witham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Witham you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Witham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
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At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Witham. Unlike many estate agents and brokerage sites we are not in the business of charging firms a commission if you select them for your conveyancing in Witham