My wife and I are purchasing a newly constructed apartment in Witham and my lawyer is informing me that she is duty bound to the bank to disclose incentives from the developer. The Estate Agents are hassling me to exchange contracts and I don't want to delay the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Finally the sale completed on my house in Witham last April but our buyer keeps texting daily complaining that their solicitor is waiting to hear from mine. What should have happened now that I have sold?

After completion of your house sale your lawyer is committed to deliver the transfer deeds and all of the paperwork to the buyer’s lawyers. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been paid off to the buyers lawyers. There is unlikely to be post completion formalities specific conveyancing in Witham.

I am a sole trader intending to lease a unit on a shopping parade. Can you recommend solicitors offering no-move-no costs for commercial conveyancing in Witham for less than £1,200?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Witham, including the sale and purchase of businesses as well as simply property. If you are intending to acquire or sell a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right solicitor. Regarding the charges these will vary based on the structure and complexity of the proposed transaction. Let us have your contact information or email us so that we can supply you with a fixed commercial conveyancing quote.

I acquired a garden flat in Witham, conveyancing formalities finalised half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Witham with over 90 years remaining are worth £165,000. The ground rent is £45 charged once a year. The lease finishes on 21st October 50

With just 50 years left to run the likely cost is going to span between £36,100 and £41,800 plus professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.

I have today placed an offer on an apartment in Witham and the estate agent that we are using suggested his . He quoted a thousand pounds plus VAT and disbursements. Does this sound expensive?

Don't just go on 1 quote. One should obtain like-for-like quotes for your conveyancing in Witham. Then pick one that you trust and just as important, is on the approved list of the lender that you are sourcing your mortgage from.