lenderpanel

Find a Witham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Witham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Witham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Witham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Witham

There are a variety of conveyancing solicitors in Witham but how do I know who's good?

Do not opt for the lowest Witham conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

We are aiming to move home in December. Will my conveyancing solicitor update the removal company on the completion day. As an aside, can you put forward a removal company in Witham. Conveyancing firm was found before I stumbled across this website.

On the afternoon of completion you can collect the house keys from your property agent however this should only take place when the vendors solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. You should advise the removal men that you are ready to move in. We do not recommend a particular removal company but can assist you in locating a residential property solicitor in Witham or a solicitor that specialises in conveyancing in Witham.

I am currently in the process of buying my council flat in Witham. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.

Have completed on a a detached house in Witham , how long should it take for the Land Registry to deal with the formalities evidencing my ownership? My Witham conveyancing solicitor has been very slow, so I want to be certain that my purchase is recorded.

There is nothing unique about conveyancing in Witham registration formalities. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether there are errors and if the Land registry must send notices to any 3rd parties. As of today roughly three quarters of submission are fully addressed within 12 days but some can be subject to protracted hold-ups. Historically registration occurs after the purchaser has moved in to the property therefore an expedited registration is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.

I opted to have a survey done on a house in Witham ahead of instructing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders may not grant a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Witham. Conveyancing may be slightly more expensive based on your lender's requirements.

My uncle has encouraged me to instruct his lawyers for conveyancing in Witham. Should I find my own conveyancer?

There are no two ways about it the ideal way to choose a conveyancing practitioner is to get referrals from friends or relatives who have used the firm you're considering.

Back In 2004, I bought a leasehold house in Witham. Conveyancing and Bank of Scotland mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Witham who acted for me is not around. What should I do?

The first thing you should do is make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Witham conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I acquired a ground floor flat in Witham, conveyancing was carried out in 2003. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable flats in Witham with a long lease are worth £186,000. The average or mid-range amount of ground rent is £55 yearly. The lease runs out on 21st October 2077

With only 52 years left to run we estimate the premium for your lease extension to be between £29,500 and £34,000 as well as legals.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

Last updated

Find out more about how flying freehold can affect your the value of a property.