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Recently asked questions about conveyancing in Witham

When does exchange of contracts take place for domestic conveyancing in Witham and do I need to be at the lawyers office?

Where you are round the corner to our conveyancing solicitors in Witham you are welcome to attend to sign documents. However, the firms we work with supply a nationwide conveyancing service and give just as comprehensive and professional a job for you when dealing with you electronically. The executing of the property agreement is not when everything is set in stone. A signed contract simply enables the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Witham)to be in the office available at the end of the phone to exchange contracts.

I am helping my step-mother sell her flat in Witham. Will the conveyancing solicitor arrange an energy assessment or it is for the seller to coordinate?

After the demise of Home Packs, EPC’s was kept a mandatory component of selling a property. An EPC must be to hand prior to the property being placed on the market. It is not as aspect of the sale process that solicitors ordinarily organise. If you are using a Witham conveyancing lawyer they might be able to arrange EPC’s given their contacts with long established Witham assessors

Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Witham. Do I collect the keys to the property on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Witham?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to receive the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.

I am buying a property in Witham. A rare aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Barclays your lawyer must follow the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook contains minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not satisfy these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Witham.

I need some expedited conveyancing in Witham as I am faced with a deadline to sign on the dotted line inside 4 weeks. Fortunately I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

If.Given you are not getting a home loan you are at liberty not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Witham the following are examples of issues that can show up and therefore impact the marketability of the property: Enforcement Actions, Outstanding Fees, Outstanding Grants, Railway Schemes,...

I have been on the look out for a flat up to £245,000 and found one close by in Witham I like with a park and transport links nearby, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Witham in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

I am attracted to a couple of maisonettes in Witham both have approximately forty five years left on the lease term. Should I regard a short lease as a deal breaker?

There are plenty of short leases in Witham. The lease is a legal document that entitles you to use the property for a period of time. As a lease shortens the value of the lease reduces and it becomes more costly to acquire a lease extension. This is why it is advisable to increase the term of the lease. It is often difficult to sell a property with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease enfranchisement can be a protracted process. We advise that you get professional assistance from a conveyancer and surveyor with experience in this arena.

Witham Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

    It would be prudent to investigate if there is anything that is prohibited in the lease. By way of example it is reasonably common in Witham leases that pets are not permitted in in a block in Witham. If you like the flatin Witham however your cat is not allowed to make the move with you then you will be faced difficult choice. How much is the ground rent and service charge? Is the freehold reversion owned jointly by the tenants?

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