I was recommended to a conveyancer who has sent a quote for £1150 for no sale no fee conveyancing in Witham. I’m selling a Georgian detached home for £225,000. Is this over the top? Is it in excess of the norm for conveyancing in Witham?
The charges are a bit high. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. That being said, you mightlive to regret opting for an an untested conveyancer. Remember to enquire the firm can represent your mortgage company. Do make use of our search tool to locate a Witham conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Witham.
Can you explain why leasehold purchase conveyancing in Witham costs more?
Witham leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
When it comes to lenders such as TSB, do Witham solicitors incur a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
My partner and I are spending time looking at flats in Witham and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Barclays.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are obtaining a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Witham solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Witham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Am I best advised to go with a Witham conveyancing practitioner in close proximity to the house I am hoping to buy? I have an old university friend who can carry out the conveyancing however they are based 400kilometers away.
The primary upside of using a local Witham conveyancing practice is that you can pop in to sign documents, deliver your identification documents and pester them if necessary. Having local Witham know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were impressed that should surpass using an unfamiliar Witham conveyancing lawyer solely due to them being based in the area.
Is it true that a Witham conveyancing solicitor got sued by a client for not carrying out the appropriate conveyancing searches?
We are not aware of such a Witham conveyancing matter but according to a recent report, clients purchasing a house elsewhere in England successfully won a claim against their conveyancing practitioner as a consequence of development plans to erect a wind farm failing to be identified in conveyancing searches.
If you are purchasing in Witham It is essential that your conveyancing practitioner purchase all Witham conveyancing searches required to ensure you have accurate and current information before acquiring a home in Witham.