My aunt passed away 10 months ago and as sole heir and executor I was left the house in Kelvedon. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this allowed?

If you plan to re-mortgage then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

What can a local search inform me concerning the house I am purchasing in Kelvedon?

Kelvedon conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as Searchflow The local search is essential in every Kelvedon conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

I am looking for a leasehold apartment up to £305k and identified one near me in Kelvedon I like with amenity areas and railway links in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in Kelvedon suitable, so just wondered if I would be making a mistake buying a short lease?

Should you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

I need to instruct a conveyancing solicitor for sale conveyancing in Kelvedon. I've stumble upon a site which seems to have the perfect offering If it is possible to get all the legals completed via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am looking at a two apartments in Kelvedon both have about 50 years unexpired on the leases. Do I need to be concerned?

There are plenty of short leases in Kelvedon. The lease is a legal document that entitles you to use the premises for a prescribed time frame. As the lease gets shorter the value of the lease reduces and it becomes more costly to extend the lease. This is why it is advisable to extend the lease term. It is often difficult to sell a property with a short lease because mortgage lenders may be unwilling to lend money on properties of this type. Lease extension can be a difficult process. We advise that you get professional assistance from a solicitor and surveyor with experience in this arena.

I am the registered owner of a 2 bed flat in Kelvedon, conveyancing was carried out in 2004. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Kelvedon with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ceases on 21st October 2090

With 65 years left to run the likely cost is going to range between £13,300 and £15,400 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.