I am considering applying for a mortgage for purchase of a newly converted (under development) in Kelvedon with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for ?

There is nothing to stop you using your solicitor, but will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I am purchasing a victorian detached house in Kelvedon. We would like to carry out a loft conversion at the property.Will the conveyancing process include checks to ascertain if these works were previously refused?

Your property lawyer should review the registered title as conveyancing in Kelvedon can sometimes reveal restrictions in the title documents which prevent categories of changes or need the consent of another owner. Some extensions require local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.

I'm the sole recipient of my late mum's estate with all property in now in my sole name, including the house in Kelvedon. The Kelvedon property was put into my name in . I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my proprietorship may be treated the same way as if I'd bought the house in . Will no one buy the property for half a year?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How practical a view mortgage companies take of it, depend on the lender as this obligation primarily exists to capture the purchase and immediately sell or the flipping of property.

I have paid off my mortgage with . I assume I don't need a Kelvedon on the panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

About to purchase a new build flat in Kelvedon. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Kelvedon

Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan.

I'm remortgaging my primary home to a BTL loan with and intend to use the remaining equity towards another house. The neighborhood we are talking about is Kelvedon. Will your solicitors be able to act for both sets of mortgage companies and link together the transactions?

Do use our search tool on this site to ensure that the lawyers are approved by both banks. On the basis that they are the conveyancer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and make apparent your desired outcome and requirements.

I need to instruct a conveyancing solicitor in Kelvedon for my home move. Can I check a firm’s complaints history with the legal regulator?

One may review published Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training reasons.