Find a Kelvedon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kelvedon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kelvedon conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kelvedon conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Kelvedon

I can't travel far from Kelvedon. What is the rationale as to why all Kelvedon conveyancing practitioners are not on all lender panels?

As inequitable as it may seem for lenders to limit who can act for them, from the public’s or conveyancer’s viewpoint, the other side of the coin is that lenders are becoming ever more anxious and consider it vital to protect them from mortgage fraud. As a result of this concern banks have consolidated their panel of approved conveyancing lawyers to a manageable size.

We're in Kelvedon, FTBs purchasing with a mortgage (lender is Barclays , and our lawyer is on the Barclays conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I opted to have a survey carried out on a house in Kelvedon in advance of retaining lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend refuse to grant a mortgage on such a house.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kelvedon. Conveyancing will be smoother if you use a solicitor in Kelvedon especially if they are accustomed to such properties in Kelvedon.

What tools are available to identify a Kelvedon solicitor on the Nationwide Building Society conveyancing panel? I have a car and am prepared to travel upto 10miles to meet the conveyancer.

You can use the tool on this page. Please pick a mortgage company and your location and you will see a number of Kelvedon conveyancing lawyers based on proximity. We have detailed some Kelvedon conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Nationwide Building Society approved list

Having had my offer accepted I require leasehold conveyancing in Kelvedon. Before diving in I would like to find out the remaining lease term.

If the lease is recorded at the land registry - and 99.9% are in Kelvedon - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the registered owner of a split level flat in Kelvedon, conveyancing formalities finalised in 2002. How much will my lease extension cost? Corresponding properties in Kelvedon with an extended lease are worth £180,000. The ground rent is £65 per annum. The lease expires on 21st October 2079

With just 58 years left to run we estimate the premium for your lease extension to range between £22,800 and £26,400 plus costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.