Unfortunately I am unable to travel far from Kelvedon. Is there a reason why all Kelvedon conveyancing practitioners aren't automatically on all mortgage company panels?
A decade ago most mortgage companies demonstrated an attitude to risk which is different from today. The Financial Services Authority in 2010 conducted a thematic review into property fraud which concluded: know the property lawyers on your panel. As a result, banks have subsequently requiredmore information from law firms concerning their processes and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Hundreds of law practices have been excluded from lender panels even though they had 100% healthy disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms were never going to meet the minimum volume of transactions the mortgage companies set.
I am in a contract race with another prospective purchaser for a property in Kelvedon. What can I do to expedite matters?
In the event that the seller is applying a tight deadline for your conveyancing we would recommend that your lawyer is familiar with the area as they will make use of local contacts and knowledge. It is even conceivable that they could have handled otherhouses in the same neighbourhood. Therefore consider using a Kelvedon conveyancing firm. In addition, be sure that the lawyer is on the on the approved list for your mortgage company. It is said that just under twenty per cent of Kelvedon conveyancing deals are frustrated or jeopardised after discovering a purchaser’s lawyer was not on their banks list of approved solicitors. In many cases this discovery resulted in the home move being delayed by an average of 21 days. It is understood that this issue impacts approximately 100,000 home moves every year. Most Kelvedon conveyancing firms can not represent certain banks so do check at the outset.
Just bought a semi-detached house in Kelvedon , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Kelvedon conveyancing solicitor has been painfully slow, so I want to check that my name is recorded.
As far as conveyancing in Kelvedon is concerned, registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any interested parties. Currently approximately three quarters of such applications are fully dealt with within 12 days but occasionally there can be longer hold-ups. Historically registration takes place once the purchaser is living at the premises thus post completion formalities is not typically top priority but if there is a degree of urgency associated with the registration then you or your lawyers can contact the land registry and explain the circumstances.
Taking into account that I will soon spend £400,000 on 3 bedroom house in Kelvedon I wish to have a conversation with the conveyancer about myconveyancing in advance of appointing the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer who will be carrying out your conveyancing in Kelvedon.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Kelvedon should be the figure that you end up paying.
My husband and I are one month into a leasehold purchase having been directed to solicitors by the estate agent to do our conveyancing in Kelvedon. I am not happy. Could you help me find new lawyers?
They would need to be really poor to suggest changing them. Has your mortgage offer been issued? If so you will need to advise them of the replacement solicitor and get the offer are issued to the new lawyers. The solicitor ideally should be on the lenders panel to avoid added costs and delays. So that should be your starting point. The find a solicitor tool should assist you in finding a bank approved solicitor for your home move in Kelvedon