I am not in a position to travel far from Nayland. Please explain the reason why all Nayland lawyers are not on all mortgage company panels?
As inequitable as it may seem for lenders to restrict who can represent them, from the public’s or solicitor’s perspective, the other side of the coin is that lending institutions are becoming ever more anxious and feel it crucial to protect them against mortgage fraud. As a result of this concern lenders are limiting their conveyancing panel to a manageable size.
I am need of leasehold conveyancing for a flat in a relatively new development (6 years old) in Nayland. Almost all the properties have already been disposed of. Is it really necessary to order neighbourhood searches for my conveyancing in Nayland?
You would be taking a significant risk in refusing to carrying out Nayland conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that you have them. Where accelerating the process and driving down costs are top of your concerns you should consider with your lawyer about the options such as lack of search insurance available to you
Are the Nayland conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?
Nayland conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Nayland is where the house is located. Is there any advice you can impart?
Flying freeholds in Nayland are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Nayland you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Nayland may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What makes your site different to other web based conveyancing solicitors for conveyancing in Nayland?
At this site obtain an accurate costs illustration via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Nayland. Unlike many estate agents and brokerage sites we are not in the business of charging firms a commission if you select them for your property ownership legalities in Nayland