We are buying a property and need a conveyancing solicitor in Nayland who is on the Lloyds approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Nayland.
My grandmother passed away last year and as sole heir and executor I was left the property in Nayland. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
Me and my partner are purchasing a property in Nayland. It might be a silly question but how we can trust a conveyancer? At some point we will need to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Please help - my lawyer advises that chancel insurance is necessary on my purchase. What is the level of cover for Nayland conveyancing?
The right level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
is it true that all Nayland solicitors on the Barclays conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Barclays conveyancing panel they would need to be overseen by the SRA. The majority of lenders do allow licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Nayland? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary will be compelled to contribute towards repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Nayland?
Unless a prior acquisition of the house took place post 12 October 2013 you could expect solicitors carrying out conveyancing in Nayland to continue to suggest a chancel search and or insurance against a claim.
How does the Landlord & Tenant Act 1954 affect my commercial offices in Nayland and how can your lawyers assist?
The particular law that you refer to gives protection to business leaseholders, giving them the a statutory right to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and handle your commercial conveyancing in Nayland