I am expecting a mortgage with Lloyds. I intend to retain the legal services of a Licensed Conveyancer in Colchester. Does the Lloyds Solicitor panel include conveyancers regulated by the CLC?

The Lloyds approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

Having sold my house in Colchester last October yet the purchaser is e-mailing every few hours to say his conveyancer needs to hear from mylawyer. What should have happened following completion?

Post completion of your sale your lawyer should send the transfer documentation and all additional paperwork to the buyer’s conveyancer. If applicable, your solicitor must also confirm that the mortgage has been redeemed to the buyers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Colchester.

I am selling my house in Colchester. Does the solicitor have to be on the Kent Reliance conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Colchester for a purchase of a leasehold flat 10 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Colchester conveyancing specialists.

I only have Sixty One years unexpired on my flat in Colchester. I now wish to get lease extension but my landlord is absent. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. However, you will be required to demonstrate that you or your lawyers have used your best endeavours to locate the landlord. On the whole a specialist should be helpful to carry out a search and to produce an expert document which can be used as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer both on devolving into the landlord’s disappearance and the vesting order request to the County Court covering Colchester.

Colchester Leasehold Conveyancing - A selection of Questions you should ask before buying

It would be wise to enquire if there is anything that is prohibited in the lease. By way of example it is fairly common in Colchester leases that pets are not allowed in in a block in Colchester. If you like the flatin Colchester however your cat is not allowed to move with you then you will be presented with a difficult choice. How long is the Lease?