We expect to receive a AIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Hadleigh solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hadleigh solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
Completion of my remortgage has taken place for my property in Hadleigh. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hadleigh solicitor - who is on the HSBC conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hadleigh postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Hadleigh.
We are close to exchanging contracts on the sale of our home in Hadleigh and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Hadleigh. Having lived in Hadleigh for three years we know that this is a non issue. Is it a good idea to contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Hadleigh is the location of the property. Can you shed any light on this issue?
Flying freeholds in Hadleigh are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hadleigh you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hadleigh may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What makes your site different to alternative web based conveyancing solicitors for conveyancing in Hadleigh?
At this site get a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Hadleigh. As opposed to estate agents and brokerage sites we are not in the business of charging firms a fee if you instruct them for your home move in Hadleigh
I am using a search engine for the term on line conveyancing in Hadleigh it reveals many conveyancersin the area. With so much choice what is the best way to find the suitable property lawyer for purchase transaction?
The ideal method of seeking a suitable conveyancer is through a trusted recommendation, so seek the guidance of friends and relatives who have purchased a property in Hadleigh or a reputable estate agent or financial adviser. Costs for conveyancing in Hadleigh vary, so it's advisable to request at least four fee estimates from varying types of law firms. Be sure to secure confirmation what costs in the quote includes.