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Find a Hadleigh Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hadleigh? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hadleigh conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Hadleigh

My husband and I are refinancing our flat in Hadleigh with Kent Reliance. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have two concerns (1) Is this form unique to the Kent Reliance conveyancing panel as he did not need to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Will conveyancers request money on account for conveyancing in Hadleigh?

If you are buying a property in Hadleigh your solicitor will request that you to provide them with monies to cover the search fees. Normally this is asked for to cover the fees of the Local Authority Search. When the deposit is payable against the sale price then this should be required immediately prior to exchange of contracts. The closing balance that is needed should be sent to your lawyer a few days prior to the completion date.

What does a local search tell me about the house my wife and I purchasing in Hadleigh?

Hadleigh conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Onsearch The local search plays a central role in many a Hadleigh conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

Over the last few months I have been searching for a ground for flat up to £235,500 and found one round the corner in Hadleigh I like with a park and station in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Hadleigh suitable, so just wondered if I would be making a mistake buying a short lease?

If you need a mortgage that many years may be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

Am I best advised to appoint a Hadleigh conveyancing solicitor in close proximity to the house I am hoping to buy? We have a good friend who can conduct the conveyancing however her office is approximately 350kilometers drive away.

The benefit of a high street Hadleigh conveyancing firm is that you can visit the firm to sign documents, hand in your identification documents and apply pressure on them if necessary. Having local Hadleigh know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and they were content that should trump using an unknown Hadleigh conveyancing lawyer solely due to them being based in the area.

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