All was ready to move into my new home in Brantham next Thursday. My solicitor now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not limited to conveyancing in Brantham.

We see that you have a search directory identifying solicitors on the Nottingham conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Brantham?

We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Brantham.

I am considering applying for a Aldermore mortgage for purchase of a new build (under development) in Brantham with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?

In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

Are there restrictive covenants that are commonly picked up during conveyancing in Brantham?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Brantham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

At long last a mortgage agreement from a lender for the refinancing of my 4 bedroom garden flat is due imminently. Are you able to recommend an efficient remortgage conveyancing solicitor in Brantham ?

You are on the wrong site if you are in need of the cheapest conveyancing solicitors in Brantham. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by companies offering low cost conveyancing in Brantham.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for additional fee and still not get the service required.