I currently have a mortgage with TSB for my property in Chantry. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?

You must advise TSB before renting your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel solicitor.

The formalities of my remortgage has taken place for my property in Chantry. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

After what feels like an age I have had an offer on a flat in Chantry agreed to, but there is a chain. The vendors have put an offer on somewhere, but it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Chantry. What do I do now? At what point do I apply for the mortgage with Nationwide?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Chantry conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the Nationwide conveyancing panel. As to the subsequent stages this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. During a hot market the majority of buyers will apply for a home loan with Nationwide and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to move forward with the conveyancing in Chantry.

Do commercial conveyancing searches reveal impending roadworks that may impact a commercial land in Chantry?

Its becoming the norm that commercial conveyancing solicitors in Chantry will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Chantry. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chantry.

For every commercial conveyancing transaction in Chantry it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Chantry commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Chantry.

I have justbecome aware that Action Conveyancing have closed. They conducted my conveyancing in Chantry for a purchase of a leasehold flat 18 months ago. How can I establish that my home is registered correctly in the name of the previous owner?

The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chantry conveyancing specialists.

My company is hoping to take an assignment of a lease of a shop on a shopping parade. Can you recommend lawyers offering no-sale-no costs for non-domestic conveyancing in Chantry for under 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Chantry, including the disposal and acquisition of businesses as well as simply premises. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can find you the right lawyer. As for the charges these will vary based on the structure and complexity of the proposed transaction. Let us have your contact information or phone so as to enable us to furnish you with a fixed commercial conveyancing quote.

I am using a search engine for the words cheap conveyancing in Chantry it shows results of numerous conveyancersin the vicinity. How do I determine which is the right solicitor for the sale of my house?

The best way of seeking the right conveyancer is through a personal recommendation, so enquire of colleagues and family who have purchased a property in Chantry or a local estate agent or mortgage broker. Costs for conveyancing in Chantry differ, so it's a good idea to request a minimum of three fee estimates from varying types of law firms. Dont forget to clarify what costs in the quote includes.