I am not well enough to travel far from Claydon. What is the rationale as to why all Claydon property lawyers aren't automatically on all lender panels?
Pre- 2008 most banks demonstrated an approach to risk which differs from the current day. The Financial Services Authority in 2010 conducted a thematic review into fraud which concluded: know the property lawyers on your panel. As a result, lenders have subsequently soughtmore data from law firms regarding their processes and the individuals who work for them and set certain criteria such as completing a minimum number of transactions. Thousands of law practices have found themselves removed from lender panels even though they had an exemplary track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms found it impossible meet the minimum amount of transactions the lenders required.
Having sold my house in Claydon last April yet the purchaser is SMS messaging every few hours to say her conveyancer needs to hear from mylawyer. What are the post completion sale legalities following completion?
Following your disposal your conveyancer is obliged to deliver the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your lawyer must also confirm that the mortgage has been paid off to the purchasers solicitors. There is unlikely to be post completion tasks peculiar conveyancing in Claydon.
Are there restrictive covenants that are commonly identified as part of conveyancing in Claydon?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Claydon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm refinancing my primary house to a buy to let mortgage with Skipton Building Society and I will use the rest of the raised equity towards another property. The neighborhood we are looking at is Claydon. Will your solicitors be able to act for both sets of mortgage companies and link together the conveyances?
Do use our comparison tool on this page to ensure that the conveyancers are on the relevant lender panels. Having checked that they are your solicitor will be able to tie up the two transactions but you should have a chat with you lawyer and specify your expectations and requirements.
I have been sourcing a conveyancing solicitor in Claydon for my home move. Is there any facility to review a firm’s complaints history with the legal regulator?
You can review documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.