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Find a Debenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Debenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Debenham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Debenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Debenham

I purchased a freehold property in Debenham yet invoiced for rent, why is this and what is this?

It is rare for properties in Debenham and has limited impact for conveyancing in Debenham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

The Debenham conveyancing firm that I appointed last week on my purchase in Debenham have without warning closed. I chose them because I needed a firm on the Virgin Money conveyancing panel and my family Debenham lawyer was not. I issued them a cheque for £250 in advance. What are my options?

If you have an estate agent involved then inform them immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Virgin Money conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.

I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Debenham for a purchase of a freehold house 9 months ago. How can I check that the property is not still registered in the name of the previous owner?

The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Debenham conveyancing specialists.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Debenham I like with amenity areas and station nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Debenham for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

My husband and I are novice buyers - had an offer accepted, yet the selling agent told us that the seller will only issue a contract if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family conveyancer accustomed to conveyancing in Debenham

We suspect that the seller is unaware of this requirement. Should the owner want ‘a quick sale', alienating a serious buyer is not the way to achieve this. Try to communicate with the sellers directly and make the point that (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)but you will continue to use your own,trusted Debenham conveyancing firm - not the ones that will earn the negotiator at the agency a kickback or achieve conveyancing thresholds demanded by corporate headquarters.

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Find out more about how flying freehold can affect your the value of a property.