Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Framlingham?

There are many registered licenced Conveyancers in Framlingham and Solicitor partnerships in Framlingham who can assist with your conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

After much negotiation I have agreed a price on an apartment in Framlingham. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. Not long after, the property lawyer contacted me sheepishly admitting that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Framlingham solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Framlingham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

My wife and I own a terraced Victorian house in Framlingham. Conveyancing solicitor represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. Is it worth asking Godiva Mortgages Ltd to clarify?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Framlingham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing solicitor who conducted the work.

Is there anything unique about your site and alternative online quote calculators for conveyancing in Framlingham?

At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Framlingham. As opposed to estate agents and many comparison sites we do not charge firms a commission if you select them for your conveyancing in Framlingham

Can you offer any advice when it comes to finding a Framlingham conveyancing practice to deal with our lease extension?

When appointing a property lawyer for your lease extension (regardless if they are a Framlingham conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non Framlingham conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be helpful:

Can they put you in touch with clients in Framlingham who can give a testimonial? What are the costs for lease extension work?

Leasehold Conveyancing in Framlingham - Examples of Questions you should consider Prior to buying

Many Framlingham leasehold flats will have a service bill for maintenance of the block levied by the landlord. Should you acquire the flat you will have to meet this amount, usually in instalments throughout the year. This could be anything from two or three hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a ground rent to be met annual, this is usually not a significant amount, say about £25-£75 but you should to enquire it because on occasion it can be many hundreds of pounds. It is important to be aware if window replacement or some other significant cost is coming up that will be shared between the tenants and will materially impact the level of the service charges or necessitate a specific payment. What is the name of the managing agents?

Me and my husband have just had an offer accepted on a property and had an appointment on Friday with the Post Office for the mortgage. They advised us that when it comes to appointing a solicitor that if they are not on their approved list of property lawyers then we will be subject to an an additional fee of £200. This is because they would then have to appoint a solicitor to act for them in addition to the one we appoint for ourselves and we are liable for their costs. I have requested the Post Office to provide me with a list so I can seek estimates only from their approved solicitors but was told they dont have such a list to hand over. Is there a list online?

You should ask the Post Office what their panel criteria is for a solicitor.Then ask the property lawyer of your choice whether they meet the criteria and have they acted on mortgages for the Post Office previously. If the answer to those is yes, then just double check with the Post Office. Alternatively please make use of our search tool and we should be able to locate a property lawyer in Framlingham on the panel for the Post Office.