I am expecting a OIP from HSBC this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Woodbridge solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Woodbridge solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Woodbridge conveyancer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being difficult. The Woodbridge solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I require expedited conveyancing in Woodbridge as I am faced with pressure to exchange contracts inside one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a home loan you have the choice not to have searches carried out although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Woodbridge the following are examples of issues that can crop up and adversely impact future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Woodbridge is the location of the property. What do you suggest?
Flying freeholds in Woodbridge are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Woodbridge you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woodbridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my home. My past conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Woodbridge if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Woodbridge. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
In my capacity as executor for the estate of my father I am selling a house in Neath but reside in Woodbridge. My conveyancer (approximately 300 miles awayhas requested that I sign a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in Woodbridge to attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Woodbridge