Do all mortgage companies provide you with an approved list of Kesgrave conveyancing solicitors? How do you know who is on the RBS conveyancing panel?
Kesgrave conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
I used Action Conveyancing a few years past for my conveyancing in Kesgrave. I now require my papers however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kesgrave of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Kesgrave differ for new build properties?
Most buyers of new build or newly converted property in Kesgrave contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Kesgrave typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kesgrave or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, chain free conveyancing. Kesgrave is the location of the property. Is there any guidance you can give?
Flying freeholds in Kesgrave are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kesgrave you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kesgrave may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Am I right to be concerned by brokers that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a High Street Kesgrave conveyancing company?
As is the case with many service providers, often recommendations from connections can be extremely useful or valuable. But there are lots of people with a vested interest in a conveyancing matter; estate agents, financial adviser and lenders may suggest lawyers to choose. On occasion these solicitors might be known to one of the organisations as experts in their field, but occasionally there might be a commercial relationship behind the recommendation. You have the right to select your own conveyancer. However, bear in mind that many mortgage providers specify a panel list of solicitors you have to use for the mortgage related work in your house move.