It is is a decade since I acquired my home in Harwich. Conveyancing solicitors have now been retained on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be retained by the mortgage company or they may still be with the lawyers who acted in your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Harwich involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am about to put an offer on a leasehold apartment in Harwich. The selling agents assure me that it is standard for flats in Harwich to have less than 75 years unexpired on the lease. I am taking out a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/1/2021 the requirements read as follows :
How does conveyancing in Harwich differ for new build properties?
Most buyers of new build premises in Harwich approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because new home sellers in Harwich tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harwich or who has acted in the same development.
I am a sole trader planning to lease a unit on a shopping parade. Can you recommend conveyancers offering no-sale-no charges for commercial conveyancing in Harwich for less than 1500k?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Harwich, including the sale and purchase of businesses as well as simply property. If you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right firm. As for the charges this will depend on the structure and nuances of the proposed transaction. Please provide us with your details or telephone so as to enable us to furnish you with comprehensive commercial conveyancing quote.
I am looking for a conveyancing practitioner in Harwich for my home move. Can I review a solicitor's complaints history with the legal regulator?
Members of the public may read published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.