I'm in the process of transferring my domestic home loan to a Buy to Let The Royal Bank of Scotland mortgage. I have been informed by my broker that I need a solicitor as part of the process. I had a chat my former Harwich conveyancing firm who dealt with the legals when I previously acquired the house. The quote e-mailed to me of £575 plus disbursements is an eye-watering amount to do this as its a refinance than a sale or purchase.

The estimate does seem a little on the high side. If you shop around you may be able to trim some of the cost by perhaps £100 plus VAT. On the other hand, if you were pleased with the service the firm provided you couldlive to rue opting for an a cheaper solicitor. Remember to ensure that the firm can represent The Royal Bank of Scotland. Do utilise our search tool to get a quote a Harwich conveyancing firm on the The Royal Bank of Scotland conveyancing panel, which can often include conveyancing solicitors in Harwich.

We hope to to buy with Darlington Building Society. I went into a couple of high street practices but cant to find a Harwich conveyancing firm on the Darlington Building Society approved list. Please you assist?

You should take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type Harwich or your location and you will see a number of lawyer located in Harwich or near you.

I am aiming to move property in March. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Harwich. Conveyancing firm was chosen prior to coming across this site.

On the afternoon of completion you can pick up the keys from the property agent however this can only be done once the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be released. You will need to inform the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you find a conveyancing in Harwich or a lawyer with expertise in conveyancing in Harwich.

My husband and I have organised a further advance on our mortgage from Yorkshire BS as we want to conduct a loft conversion to our home in Harwich. Are we obliged to select a local Harwich solicitor on the Yorkshire BS conveyancing panel to deal with the legals?

Yorkshire BS don't usually instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS conveyancing panel.

I had a mortgage agreed in principle with UBS. Harwich conveyancing practitioners have been chosen. How long does it take for UBS to send the offer to the conveyancing practitioner?

There is no definitive answer here. Have UBS conducted the valuation? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have todaydiscovered that Stirling Law have been shut down. They carried out my conveyancing in Harwich for a purchase of a freehold house 18 months ago. How can I establish that my home is registered correctly in the name of the previous owner?

The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Harwich conveyancing specialists.

What makes a Harwich lease unmortgageable?

There is nothing unique about leasehold conveyancing in Harwich. All leases are drafted differently and drafting errors can result in certain provisions are missing. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Lloyds TSB Bank, Leeds Building Society, and Platform Home Loans Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, obliging the buyer to withdraw.

Leasehold Conveyancing in Harwich - Sample of Queries before buying

What prohibitions are there in the Harwich Lease? It is important to be aware if fixing the lift or some other major work is coming up that will be shared by the tenants and will materially impact the level of the maintenance costs or result in a one time payment. Is the freehold owned jointly by the leaseholders?