is it true that all Harwich solicitors on the Kent Reliance conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many banks do list licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
After months of negotiation I have agreed a price on a house in Harwich. My mortgage broker recommended their conveyancers. I paid an on account payment of £175. Not long after, the conveyancing practitioner called me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Leeds Building Society have agreed my home loan in principle, my bid on a apartment in Harwich has been accepted, now what?
The property agent will want to know who your solicitors are (be sure the property lawyers are on the lender’s panel). Telephone Leeds Building Society or the broker and finish off any outstanding forms. Leeds Building Society will instruct a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Leeds Building Society will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Harwich.
I used Wolstenholmes several years past for my conveyancing in Harwich. Now, I need my files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harwich of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Just had an offer accepted on a new build apartment in Harwich. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Harwich
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I am looking for a ground for flat up to £195,000 and found one close by in Harwich I like with a park and station nearby, however it only has 51 years on the lease. There is not much else in Harwich suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan that many years will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
What does commercial conveyancing in Harwich cover?
Harwich conveyancing for business premises incorporates a broad array of guidance, offered by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.