IfI were to purchase a freehold propertyin Harwich for cash and have no survey and no local authority searches how much should I expect to to save on my conveyancing in Harwich?
Any savings you would achieve will be limited to the Harwich conveyancing searches. A conveyancer still got to do everything else - money laundering, liaising with the sellers property lawyer, stamp duty return, register the title etc. You might save a bit for them not having to register a mortgage however it will not be significant.
I am selling my flat in Harwich. Will the conveyancing practitioner have to be on the Aldermore conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
We are purchasing a flat in Harwich. It might be a silly question but how we can trust a solicitor? On the day of competition we will need to put our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a property in Harwich. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
As you are obtaining a mortgage with Skipton your lawyer must check the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Skipton where a lease does not satisfy these requirements. The provisions relate to the installation of panels on properties nationwide and is not restricted to Harwich.
After much negotiation I have agreed a price on a house in Harwich. My mortgage broker suggested a conveyancer. I paid an advanced payment of £175. A couple of days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I'm remortgaging my primary house to a buy to let loan with Accord Mortgages Ltd and intend to use the remaining equity towards a second house. The neighborhood we are interested in is Harwich. Will your conveyancers be able to act for the two mortgage companies and link together the conveyances?
Do use our comparison tool on this site to be sure that the solicitors are on the appropriate lender panels. On the basis that they are your lawyer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and communicate your desired outcome and requirements.
We are expecting to complete on the purchase a house in Harwich but as a consequence of damage from the recent storms I have negotiated recompense from the owner of £3k taking the form of a deduction in the price. I had intended this to be addressed as part of the conveyancing process however my lender will not permit this. Should they have been approached?
Any conveyancing practitioner that is on the mortgage company conveyancing panel is obliged to inform the lender of any amendments to the sale price. If you were to refuse your conveyancing practitioner to disclose the reduction to your mortgage company then they would need to refrain from representing you and the bank.