I was recommended to a solicitor who has given a fee calculation of £1350 for no sale no fee conveyancing in Harwich. I am selling a newly refurbished house for £225,000. Are these conveyancing fees excessive? Is it in excess of the average fee for conveyancing in Harwich?

The quote is fractionally on the expensive side. If you are prepared to spend time contrasting fee on a like for like basis you could trim some of the expense by say £100 plus VAT. That being said, you mightlive to rue choosing an an untested lawyer. Don't forget to ensure that the conveyancer can act for your lender. Do utilise our comparison tool to get a quote a Harwich conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Harwich.

What is the first thing I need to know concerning purchase conveyancing in Harwich?

You may not hear this from too many lawyers but conveyancing in Harwich and elsewhere in Essex is often a confrontational process. In other words, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the home moving process. For example, the vendor, selling agent and on occasion the bank. Appointing a solicitor for your conveyancing in Harwich should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the transaction whose responsibility is to act in your legal interests and to protect you.

We are witnessing a definite ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. We recommend that you must always trust your conveyancer above all other parties in the conveyancing process.

I need some quick conveyancing in Harwich as I have a deadline to exchange contracts inside 2 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?

As you are are a mortgage free purchaser you have the choice not to do searches although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Harwich the following are examples of what can be revealed and adversely impact the marketability of the property: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...

I'm buying my first flat in Harwich benefiting from help to buy. The developers refused to reduce the amount so I negotiated 6k of additionals instead. The sale representative advised me not inform my conveyancer about the extras as it will impact my loan with Norwich and Peterborough Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Harwich is where the house is located. Can you offer any opinion?

Flying freeholds in Harwich are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harwich you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harwich may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.