I am considering mortgaging my property in Frinton and Walton, does my lawyer need to be on the Conveyancing panel?

There is nothing to stop you using your solicitor, but will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

Me and my partner are purchasing a apartment in Frinton and Walton. It might be a silly question but how we can trust a conveyancer? At some point we will need to deposit money into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with . Frinton and Walton conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from ?

There is no definitive answer here. Have completed the valuation? Have you informed as to your lawyers' details and checked that your lawyers are on the conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am selling my apartment. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, are being difficult. The Frinton and Walton solicitor who is on the conveyancing panel is happy to accept ‘lack of building regulation’ insurance but are insisting on a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I opted to have a survey done on a property in Frinton and Walton in advance of retaining solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies tend not issue a mortgage on a flying freehold home.

It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Frinton and Walton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Frinton and Walton to see if the conveyancing costs will increase in light of this.

I acquired a ground floor flat in Frinton and Walton, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Corresponding flats in Frinton and Walton with a long lease are worth £165,000. The ground rent is £45 per annum. The lease ceases on 21st October 50

You have 50 years left to run we estimate the premium for your lease extension to span between £36,100 and £41,800 plus legals.

The figure above a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.

My mortgage broker has recommended their for the conveyancing in Frinton and Walton - Surely it’s better to just instruct them?

You need to establish if the selling agent is recommending a or introducing to a . There are plenty of Frinton and Walton selling agents who recommend two or three Frinton and Walton conveyancing firms purely based on those lawyers offering a great service.