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Find a Walton on the Naze Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Walton on the Naze? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Walton on the Naze home move at risk of delay or failure.

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Recently asked questions about conveyancing in Walton on the Naze

We are acquiring our first house. The conveyancing practitioner has messagedto ask if we would like to order supplemental conveyancing searches. We are really unsure what's recommended for conveyancing in Walton on the Naze

The extent of Walton on the Naze conveyancing searches depends entirely on the property, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your general appetite to risk. What is important is that you properly comprehend what information the searches could supply. Then you can make a decision if you personally think you need that information. Should you be unsure, ask the lawyer to guide you.

This question may be naive but I am unexperienced as FTB of a ground floor flat in Walton on the Naze. Do I receive the keys to the premises on the completion date from my conveyancer? If so, I will instruct a local conveyancing solicitor in Walton on the Naze?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and once they have received this, you should be able to receive the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

I currently have a mortgage with Kent Reliance for my property in Walton on the Naze. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?

Kent Reliance must be informed of your intention before letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel solicitor.

Completion of my remortgage has taken place for my property in Walton on the Naze. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

My wife and I purchased a renovated Edwardian house in Walton on the Naze. Conveyancing solicitor acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Walton on the Naze and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the purchase.

As co-executor for the will of my father I am disposing of a house in Newport but live in Walton on the Naze. My lawyer (based 250 kilometers awayneeds me to execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Walton on the Naze who can attest this legal document for me?

Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Walton on the Naze

My wife and I purchased a leasehold flat in Walton on the Naze. Conveyancing and Lloyds TSB Bank mortgage are in place. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Walton on the Naze who previously acted has now retired. Do I pay?

First make enquiries of HMLR to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to instruct a Walton on the Naze conveyancing solicitor to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I invested in buying a basement flat in Walton on the Naze, conveyancing formalities finalised 10 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Walton on the Naze with over 90 years remaining are worth £181,000. The ground rent is £55 invoiced every year. The lease comes to an end on 21st October 2073

With only 51 years left to run we estimate the price of your lease extension to range between £30,400 and £35,200 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.

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Neighbouring Locations

Holbrook
Harwich
Felixstowe
Frinton and Walton
Walton on the Naze
Clacton On Sea
Frinton On Sea

Find out more about how flying freehold can affect your the value of a property.