My wife and I are approaching an exchange on a property in Clacton On Sea and my parents have sent the exchange deposit to my lawyer. I am now told that as the deposit has not come from me my lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?

The property lawyer is legally required to check with the bank to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only notify this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

I have justbecome aware that Action Conveyancing have closed. They conducted my conveyancing in Clacton On Sea for a purchase of a leasehold flat 18 months ago. How can I check that my home is registered correctly in the name of the former proprietor?

The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Clacton On Sea conveyancing specialists.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Clacton On Sea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Clacton On Sea

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I decided to have a survey carried out on a property in Clacton On Sea before retaining solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some banks tend not give a loan on this type of house.

It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you contact us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Clacton On Sea. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Clacton On Sea to see if the conveyancing costs will increase in light of this.

In what way does the Landlord & Tenant Act 1954 impact my business premises in Clacton On Sea and how can your lawyers assist?

The 1954 Act affords security of tenure to business leaseholders, giving them the dueness to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Clacton On Sea is one of our hundreds of locations in which our lawyers have offices