Can the conveyancing practitioners identified via your search tool handle auction conveyancing in Diss?
We know of a number of auction practitioners we can connect you with those conducting auction conveyancing. Diss is just one of the many locations where our lawyers cover.
I have paid off my mortgage with Lloyds. I assume I don't need a Diss solicitor on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Diss building society branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Diss conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their specific requirements. I have no idea who is right.
As long as the conveyancer is on the lender approved list, they must adhere to the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
About to purchase flat in Diss. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Diss property lawyer is on the Virgin Money conveyancing panel.
How does conveyancing in Diss differ for newly converted properties?
Most buyers of new build premises in Diss approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is completed. This is because house builders in Diss tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Diss or who has acted in the same development.
I am downsizing from my home. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Diss if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Diss. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I need to instruct a conveyancing solicitor in Diss for my house move. Is it possible to check a firm’s record with the legal regulator?
Members of the public may find published Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.