We have agreed to purchase a house in Attleborough. One unusual aspect is that the roof has a solar panel. Bank of Ireland have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Bank of Ireland your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Bank of Ireland where a lease fails to comply with these requirements. The conditions relate to the installation of panels on properties countrywide and is not restricted to Attleborough.

My offer was accepted on an apartment in Attleborough on 22/12/2025, valuation was booked 2 days after, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.

Skipton have agreed my mortgage in principle, my bid on a property in Attleborough has been agreed to, what are the next steps?

Your property agent will need to know who your solicitors are (make sure the conveyancers are on the bank’s approved list). Telephone Skipton or the financial adviser and finish off any outstanding paperwork. Skipton will sellect a valuer who will get in touch with the selling agent or seller to book a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Skipton will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Attleborough.

How does conveyancing in Attleborough differ for newly converted properties?

Most buyers of new build premises in Attleborough approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because developers in Attleborough tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Attleborough or who has acted in the same development.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Attleborough is the location of the property. Is there any guidance you can impart?

Flying freeholds in Attleborough are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Attleborough you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Attleborough may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm converting the mortgage on my current home to a buy to let loan with Birmingham Midshires and intend to use the remaining equity towards another property. The area we are talking about is Attleborough. Will your solicitors be able to act for the two lenders and tie in the two deals?

Do use our comparison tool on this site to check that the lawyers are on the relevant lender panels. On the basis that they are your solicitor will be able to connect the two transactions but you should have a chat with you conveyancer and communicate your expectations and requirements.

When it comes to leasehold conveyancing in Attleborough what are the most common lease problems?

There is nothing unique about leasehold conveyancing in Attleborough. Most leases are unique and drafting errors can sometimes mean that certain sections are erroneous. For example, if your lease is missing any of the following, it could be defective:

Maintenance charge proportions which don’t add up to the correct percentage A duty to insure the building

A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Chelsea Building Society, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the purchaser to withdraw.

Attleborough Leasehold Conveyancing - A selection of Questions you should ask before buying

How much is the yearly service fee and ground rent? Are any of leasehold owners in dispute over their service charge liability? The answer will be important as a) areas may cause problems for the building as the common areas may begin to deteriorate where services remain unpaid b) if the leasehold owners have an issue with the managing agents you will wish to have all the details