I have just started taking steps with a view to changing my existing standard loan to a BTL Virgin Money mortgage. I have been informed by my broker that I require a conveyancer as part of the process. I had a chat my past East Harling conveyancing practitioner who dealt with the legals when I first bought the house. The quote issued of £470 is an eye-watering amount to do this as its a remortgage than a sale or purchase.

The estimate does seem a tad overpriced. If you you were to look around you might get the conveyancing a bit cheaper by perhaps a hundred pounds. That being said, assuming were happy with the legal work the firm offered you mightcome to rue opting for an a cheaper lawyer. Remember to ensure that the solicitor can act for Virgin Money. Do make use of our search tool to choose a East Harling conveyancing firm on the Virgin Money conveyancing panel, which can often include conveyancing solicitors in East Harling.

We have agreed to purchase a house in East Harling. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?

Given that you are obtaining a mortgage with Co-operative your lawyer must comply with the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Co-operative where a lease does not meet these specifications. The requirements relate to the installation of panels on properties countrywide and is not limited to East Harling.

We expect to receive a AIP from Nottingham this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any East Harling solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?

You will need to appoint East Harling solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.

After shopping around on the internet I have found a East Harling solicitor having checked that they are on the TSB conveyancing panel. Does my lawyer arrange the survey of the property?

TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your East Harling postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in East Harling.

I require expedited conveyancing in East Harling as I am faced with an ultimatum to sign on the dotted line within one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are not taking a mortgage you are at free not to have searches conducted although no conveyancer would advise that you don't. With lots of history conveyancing in East Harling the following are examples of what can show up and therefore affect future saleability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...

I'm buying a new build house in East Harling with a loan from Alliance & Leicester . The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my conveyancer about this side-deal as it will put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the estate of my grandfather I am disposing of a property in Newport but live in East Harling. My lawyer (based 200 kilometers awayhas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in East Harling to attest this legal document for me?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are East Harling based