In what way does my ID and proof of funds have anything to do with my conveyancing in Hingham? What am I being asked for?

Hingham conveyancing solicitors as well as nationwide property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to supply two forms of certified identification; proof of identity (typically a Passport or Driving Licence) and proof of address (typically a Utility Bill less than 3 months old).

Confirmation of source of monies is also necessary under the money laundering statutes as solicitors have a duty to investigate that the money you are utilising to buy a property (whether it be the deposit for exchange or the total purchase amount where you are buying mortgage free) has come from an acceptable source (such as an inheritance) as opposed to the proceeds of criminal behaviour.

I am selling our property in Hingham and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing outfit as opposed to a conveyancing solicitor in Hingham. Having lived in Hingham for three years we know of no issue. Should we get in touch with our local Authority to seek clarification need.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I decided to have a survey completed on a property in Hingham prior to instructing conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks may not grant a mortgage on such a home.

It depends who your proposed lender is. Santander has different requirements from Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hingham. Conveyancing will be smoother if you use a solicitor in Hingham especially if they regularly deal with such properties in Hingham.

I have just started marketing my 2 bed flat in Hingham. Conveyancing lawyers have not yet been instructed, however I have just had a yearly maintenance charge demand – Do I pay up?

The sensible thing to do is clear the invoice as usual as all rents and maintenance charges will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Hingham Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

Please note that where the lease has less than 80 years it will affect the salability of the property. Check with your lender that they are willing to lend given the lease term. A short lease means that you will most likely require a lease extension sooner rather than later and it is worth finding out what this would cost. For most Hinghamlease extensions you will be required to have owned the property for two years before you are entitled to extend the lease. Does the lease include onerous restrictions?

What type of premises does your Hingham conveyancing estimates apply to?

The quotes issued are only relevant to standard domestic property in England & Wales. Where you have any different needs such as industrial or agricultural property or commercial conveyancing in Hingham please telephone us to address this further .