Can your site be used to find a Conveyancing solicitor in Dereham even if I’m not buying or disposing of a house, for example where I wish to buy a shop in Dereham with a mortgage from TSB?
Our comparison service is primarily used to locate residential conveyancing solicitors in Dereham but we have recorded towards the bottom of this page a selection of Dereham commercial conveyancing firms. You should make contact with the solicitors directly to check if they are also authorised to represent TSB
My house in Dereham is up for sale and I have a purchaser. Will my conveyancer need to be on the Kent Reliance conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
A friend pointed out to me me that in buying a property in Dereham there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are a number of properties in Dereham which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Dereham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I'm the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Dereham. Conveyancing formalities meant that the Land Registry date was in November. I want to move. I do know about the CML 6 month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the house in November. Do I have to wait 6 months to sell?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Some mortgage companies would take a practical view as this provision is chiefly there to capture the purchase and immediately sell or the flipping of properties.
After shopping around on the internet I have found a Dereham property lawyer having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Dereham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are buying a house and the conveyancer has raised the issue of Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Dereham
Unless a prior purchase of the premises completed post 12 October 2013 you may assume that lawyers handling conveyancing in Dereham to continue to suggest a chancel search and or chancel repair liability policy.
My husband and I are first time buyers - agreed a price, yet the selling agent informed us that the owners will only move forward if we instruct their chosen lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family solicitor used to conveyancing in Dereham
It is highly unlikely the owners are driving this. If they desire ‘a quick sale', alienating a genuine buyer is going to damage their objectives. Try to communicate with the owners directly and make the point that (a)you are motivated purchasers (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you are going to use your own,trusted Dereham conveyancing lawyers - not the ones that will earn the estate agent a introducer fee or hit his conveyancing figures pre-set by head office.