My IFA has asked me for my Norfolk lawyer’ panel member for the Nat West conveyancing panel. What is the best way to find this out. I have called my local Norfolk office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Norfolk lawyer . Most Norfolk conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I am purchasing a property without a mortgage in Norfolk. I have resided for the previous 20 years in Norfolk. Conveyancing searches are a lot of money. As I know the road and vicinity intimately must I have all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Norfolk conveyancing searches are non-obligatory. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches done, but she is duty bound to do this. Do consider; if you are going to dispose of the house in the future, it could be of relevance to your prospective buyer what the searches disclose. Sometimes premises with functional issues can still reveal negative search results. A competent conveyancing solicitor in Norfolk will provide you some practical guidance in this regard.
We are buying a flat and need a conveyancing solicitor in Norfolk who is on the Aldermore solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Norfolk.
Will my solicitor be raising questions about flooding during the conveyancing in Norfolk.
Flooding is a growing risk for lawyers dealing with homes in Norfolk. There are those who purchase a house in Norfolk, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not qualified to offer advice on flood risk, however there are a numerous searches that can be undertaken by the purchaser or on a buyer’s behalf which should give them a better appreciation of the risks in Norfolk. The conventional set of information sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to determine if the property has suffered from flooding. In the event that the premises has been flooded in past and is not disclosed by the vendor, then a purchaser may commence a legal claim for losses as a result of such an misleading reply. The buyer’s lawyers will also carry out an environmental report. This will indicate if there is a recorded flood risk. If so, further investigations should be made.
My husband and I are new to the buying process - agreed a price, yet the agent informed us that the owners will only go ahead if we instruct the agent's recommended conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Norfolk
It is unlikely the sellers are driving this. If they desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Contact the owners directly and explain that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to use your preferred Norfolk conveyancing lawyers - not the ones that will give their estate agent a referral fee or meet his conveyancing figures set by head office.