Can your site be used to find a Conveyancing solicitor in Norfolk even where I’m not purchasing or selling a house, for example where I wish to buy an office in Norfolk with a loan from ?

The service is predominantly used to locate residential conveyancing solicitors in Norfolk but we have recorded towards the bottom of this page some Norfolk commercial conveyancing firms. You should speak with the company directly to see if they are also authorised to represent

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Norfolk? or I am told that there is historic law that means some homeowners residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Norfolk?

Unless a prior acquisition of the property took place post 12 October 2013 you can assume that lawyers handling conveyancing in Norfolk to remain recommending a chancel search and or chancel repair liability insurance.

Are there restrictive covenants that are commonly identified as part of conveyancing in Norfolk?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Norfolk. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am tempted by the attractive purchase price for a two apartments in Norfolk which have about forty five years left on the lease term. Should I regard a short lease as a deal breaker?

There is no doubt about it. A leasehold apartment in Norfolk is a wasting asset as a result of the shortening lease. The nearer the lease gets to zero years unexpired, the more it adversely affects the marketability of the property. For most buyers and mortgage companies, leases with less than 75 years become less and less marketable. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Norfolk conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

Norfolk Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

It is important to be aware if redecorating or some other major work is coming up to be shared between the leaseholders and could well dramatically impact the level of the maintenance fees or require a specific invoice. You will want to find out as much as you can concerning the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to practical issues like the tidiness of the common parts. Enquire of other tenants what they think of them. In conclusion, be sure you discover the dates that you are obliged pay the maintenance charge to the managing agents and precisely what it includes.

Me and my wife are about to complete on the purchase a house in Norfolk but as a consequence of damage from the recent storms I have negotiated reparation from the vendor of £3k taking the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process however my lender will not permit this. Why were they notified?

Your listed on a mortgage company conveyancing panel is required to advise the lender of any amendments to the sale amount. In the event that you did not allow your to report the reduction to your bank then they would need to refrain from acting for you and the bank.