We wanted to use a conveyancing solicitor in Wymondham for our home move. Our financial adviser has since advised us that our mortgage company Nationwide Building Society won't deal with them. Surely this is unduly restrictive?
A mortgage company will direct that a panel conveyancer act for it. Borrowers are expected to meet the charges for this. Try using our directory service to locate a solicitor to carry conveyancing in Wymondham on the Nationwide Building Society member panel.
Can you help - my lawyer advises that chancel insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Wymondham?
The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Halifax and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
My offer was accepted on a property in Wymondham on 24/11/2025, valuation was booked 2 days later, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Wymondham solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Wymondham postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Wymondham.
I have a 4 bedroom Victorian house in Wymondham. Conveyancing solicitor represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wymondham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who completed the work.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Wymondham is where the house is located. Can you shed any light on this issue?
Flying freeholds in Wymondham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wymondham you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wymondham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am buying a ground floor flat in Wymondham. Conveyancing lawyer has been waiting for, from the owner, building insurance paperwork. This morning I was advised that the vendor must send the insurance paperwork for the flat above in addition. Why does my conveyancing practitioner want to check the insurance for the other flat? Is it strictly required? We have been in hold for the last fortnight…
It is not unheard of in leasehold conveyancing in Wymondham to discover Conveyancing in Wymondham in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats as opposed to the freeholder insuring the whole building - which is clearly preferable. Do contact your solicitor but it would appear that your conveyancer is seeking to verify that the entire building is insured. Insuring your residence is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed due to lack of insurance.