I am expecting a offer of a home loan from Santander. I would like to instruct a Licensed Conveyancer in Costessey. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are planning to acquire a house and need a conveyancing solicitor in Costessey who is on the UBS approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Costessey.
We have a mortgage agreed in principle with Lloyds. Costessey conveyancing practitioners are instructed. How long does it take for Lloyds to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Lloyds done the valuation? Have you advised Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am expecting a AIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Costessey solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Costessey solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
Intending to buy a house in Costessey. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Costessey solicitor is on the Nationwide conveyancing panel.
Will our lawyer be raising questions concerning flooding during the conveyancing in Costessey.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Costessey. Plenty of people will acquire a house in Costessey, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, however there are a number of checks that can be carried out by the purchaser or by their conveyancers which can give them a better appreciation of the risks in Costessey. The standard property information forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to determine if the premises has suffered from flooding. In the event that the property has been flooded in past which is not revealed by the owner, then a buyer could bring a compensation claim as a result of such an incorrect response. The purchaser’s lawyers may also commission an enviro search. This should higlight if there is any known flood risk. If so, additional inquiries will need to be carried out.
I am using a search engine for the phrase on line conveyancing in Costessey it reveals numerous conveyancersin the area. How do I determine which is the right property lawyer for the sale of my house?
The ideal way of seeking the right conveyancer is via personal testimonial, so enquire of colleagues and relatives who have acquired a property in Costessey or a reputable estate agent or financial adviser. Costs for conveyancing in Costessey vary, so it's advisable to obtain a minimum of three costs illustrations from different law firms. Make sure that you know that the fees are fixed.